416 Lawrence Ave, Elgin, IL 60123 Property Records

Kane County property record for 416 Lawrence Ave, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,601 sqft · built 2006
Lot Size	0.208 acres (9,042 sqft)
Owner	Individual Name on Record
Last Sale	$280,000 (May 2021)
Tax Bill	$7,604 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-14-132-013`

Property Details

APN / Parcel Number

Primary APN	`06-14-132-013`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,601 sqft Living Area
Gross Area	2,835 sqft
Basement Area	1,234 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Construction Type	Frame
Lot Area	9,042 sqft (0.208 acres)
Lot Dimensions	137 ft deep x 66 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	416 LAWRENCE AVE
City	ELGIN
State	IL
Zip	60123-3516
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W C KIMBALLS 2ND ADDN WEST 66 FT LOT 5 BLOCK 50
Legal Subdivision	W C KIMBALLS 2ND ADDN
Legal Block	50
Legal Lot Number	5
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1003
Census Tract	851102

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	416 LAWRENCE AVE, ELGIN, IL 60123-3516
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2021 · Amount on Record
Deed Sale	May 17, 2021 · Amount on Record
Deed Document Number	202138215
Record Updated	Sep 20, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	May 17, 2021
Property Address	416 LAWRENCE AVE, ELGIN, IL 60123-3516
Document Number	0000038215
Instrument Date	Apr 23, 2021
Instrument	2021K038215
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	TRULY TITLE INC, TRULY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 LAWRENCE AVE, ELGIN, IL 60123-3516

Mortgage

Document Number	0000038216
Date	May 17, 2021
Instrument	2021K038216

Lender

Name	HOMETRUST MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,604.00 (+15.86%) Homeowner's exemption
2024		$99,174 (+21.39%) Land $18,216 Building $80,958	$297,641 (+21.44%) Land $54,670 Building $242,971
2022	$6,563.00 (-3.68%) Homeowner's exemption	$81,696 (+6.96%) Land $15,006 Building $66,690	$245,088 (+6.96%) Land $45,018 Building $200,070
2021	$6,814.00	$76,380 Land $14,030 Building $62,350	$229,140 Land $42,090 Building $187,050

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1978–2009)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Mar 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Fox Valley Internet Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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