406 Gulf Bend Dr, Captiva, FL 33924 Property Records

Lee County property record for 406 Gulf Bend Dr, Captiva, FL 33924

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 3,136 sqft · built 1989
Lot Size0.316 acres (13,765 sqft)
OwnerCompany Name on File
Last Sale$800,000 (Aug 1994)
Tax Bill$21,936 (2025)
Deeds & MortgagesMay 2018 Transfer
Flood ZoneZone VE (high risk)
APN05-45-21-02-00000.0020

Property Details

APN / Parcel Number

Primary APN05-45-21-02-00000.0020
Alternative APNs
  • 21054502000000020
  • 10003686

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area3,136 sqft Living Area
Gross Area5,025 sqft
1st Floor Area1,772 sqft
Upper Floors Area1,364 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1990
Exterior MaterialWood Siding
Roof TypeCathedral/Clerestory
Roof MaterialMetal
Lot Area13,765 sqft (0.316 acres)
Lot Dimensions190 ft deep x 70 ft wide
View / LotGulf

Exterior Amenities

PorchStoop
Porch Area355 sqft
Deck Area10 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10003686
Street Address406 GULF BEND DR
CityCAPTIVA
StateFL
Zip33924
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionSAFETY HARBOR CLUB PB 34 PG 33 LOT 2
Legal Range21E
Legal Township45S
Legal Section05
Legal SubdivisionSAFETY HARBOR CLUB
Legal Tract02
Legal Block1
Legal Lot Number2
JurisdictionLEE FL
Township / Civil DivisionSANIBEL ISLAND
Census Block Group1
Census Block1018
Census Tract80100

Owner

406 Gulf Bend Dr is owned by a company that bought it in August 1994.

Source: Lee County records, as of July 29, 2026

Owner of RecordCompany Name on File
Mailing Address2694 E RANDAL PL, FAYETTEVILLE, AR 72703-4900
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 2, 1994 · Amount on File
Deed SaleAug 2, 1994 · Amount on File
Deed Book / Page2524 / 886
Record UpdatedSep 20, 2026

May 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLEE FL
Recording DateMay 14, 2018
Property Address406 GULF BEND DR, CAPTIVA, FL 33924
Document Number0000116447
Instrument DateMay 3, 2018
Instrument116447
Transaction TypeTransfer
Record UpdatedJun 29, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2694 E RANDAL PL FAYETTEVILLE AR 727034900, FAYETTEVILLE, AR 72703-4900

Tax Assessment & Valuation

The 2025 property tax bill for 406 Gulf Bend Dr was $21,936.

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,514,434 (+9.22%) Land $538,005 Building $976,429$1,514,434 (-10.07%) Land $538,005 Building $976,429
2025$21,936.00$1,386,554$1,684,023 Land $859,107 Building $824,916
2023$18,634.00 (+0.57%)$1,356,168 (-8.32%) Land $484,500 Building $871,668$1,356,168 (-8.32%) Land $484,500 Building $871,668
2022$18,529.00$1,479,228 Land $554,400 Building $924,828$1,479,228 Land $554,400 Building $924,828

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 406 Gulf Bend Dr in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone VE
high risk · coastal, wave action
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 774 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies857 units insured
incl. 83 condo units
Nearby Flood Claims1,041 (1988–2024)
Claims Outside the SFHA76 of 1,041
Most Recent ClaimNov 2024 · other causes
Claims by Event
  • Hurricane Milton, Oct 2024 · 269 claims
  • Hurricane Ian, Oct 2022 · 239 claims
  • Hurricane Ian, Oct 2022 · 230 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 406 Gulf Bend Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Gulf Bend Dr

Nearby Streets

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