436 Ewell Ave, Aptos, CA 95003 Property Records

Santa Cruz County property record for 436 Ewell Ave, Aptos, CA 95003

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,362 sqft · built 1961
Lot Size	0.339 acres (14,767 sqft)
Owner	Trust Name on File
Tax Bill	$7,648 (2025)
Deeds & Mortgages	Jun 2020 Transfer May 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`044-115-28`

Property Details

APN / Parcel Number

Primary APN	`044-115-28`
Alternative APN	`044-115-28-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Building Area	3,362 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	14,767 sqft (0.339 acres)
Terrain	Steep
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Deck Area	595 sqft
Patio Area	595 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	434 EWELL AVE
City	APTOS
State	CA
Zip	95003-5244
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-5
Legal Subdivision	APTOS BEACH CC PROP 01
Legal Lot Number	9,10
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1003
Census Tract	122203

Owner

436 Ewell Ave is owner-occupied and held in a trust since July 2017.

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	434 EWELL AVE, APTOS, CA 95003-5244
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2020	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
May 29, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage BAY FCU
Oct 2, 2019	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Sep 30, 2019	Intrafamily Transfer, Transfer · Line of Credit BAY FCU
Jul 31, 2017	Quit Claim Deed, Transfer STEWART TITLE, STEWART TITLE/CA
Jul 28, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage BAY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 20, 2017
Transfer Doc	0000024987
Record Updated	Sep 20, 2026

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jun 1, 2020
Property Address	434 EWELL AVE, APTOS, CA 95003-5244
Document Number	0000018667
Instrument Date	May 18, 2020
Instrument	18667
Transaction Type	Transfer
Record Updated	Jun 17, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	434 EWELL AVE APTOS CA 950035244, APTOS, CA 95003-5244

May 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	May 29, 2020
Property Address	434 EWELL AVE, APTOS, CA 95003-5244
Document Number	0000018478
Map Reference	MB 23 PG 1
Instrument Date	May 18, 2020
Instrument	2020-0018478
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	434 EWELL AVE, APTOS, CA 95003-5244

Mortgage

Document Number	0000018479
Date	May 29, 2020
Instrument	2020-0018479

Lender

Name	BAY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Oct 2, 2019
Property Address	434 EWELL AVE, APTOS, CA 95003-5244
Document Number	0000030018
Instrument Date	Sep 25, 2019
Instrument	30018
Transaction Type	Transfer
Record Updated	Oct 18, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	434 EWELL AVE APTOS CA 950035244, APTOS, CA 95003-5244

September 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 30, 2019
Property Address	434 EWELL AVE, APTOS, CA 95003-5244
Document Number	0000029646
Map Reference	MB 23 PG 1
Instrument Date	Sep 25, 2019
Instrument	2019-0029646
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	434 EWELL AVE, APTOS, CA 95003-5244

Mortgage

Document Number	0000029647
Date	Sep 30, 2019
Instrument	2019-0029647

Lender

Name	BAY FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	302 Months
Due	Nov 15, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 31, 2017
Property Address	434 EWELL AVE, APTOS, CA 95003-5244
Document Number	0000025074
Instrument Date	Jul 20, 2017
Instrument	25074
Transaction Type	Transfer
Record Updated	Aug 29, 2017
Title Company	STEWART TITLE, STEWART TITLE/CA

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	434 EWELL AVE APTOS CA 950035244, APTOS, CA 95003-5244

July 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 28, 2017
Property Address	434 EWELL AVE, APTOS, CA 95003-5244
Document Number	0000024987
Map Reference	MB23 PG1
Instrument Date	Jul 20, 2017
Instrument	2017-0024987
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	STEWART TITLE OF CA INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	434 EWELL AVE, APTOS, CA 95003-5244

Mortgage

Document Number	0000024988
Date	Jul 28, 2017
Instrument	2017-0024988

Lender

Name	BAY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Mortgage

Document Number	0000024989
Date	Jul 28, 2017
Instrument	2017-0024989

Lender

Name	BAY FCU
Type	Credit Union
Address	CAPITOLA, CA 95010

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	302 Months
Due	Sep 15, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 436 Ewell Ave was $7,648 with a homeowner's exemption.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$459,788 (+2%) Land $95,239 Building $364,549
2025	$7,648.00 Homeowner's exemption	$450,773 Land $93,372 Building $357,401
2023	$6,838.00 (+3.04%) Homeowner's exemption	$433,269 Land $89,746 Building $343,523	$2,234,700
2022	$6,636.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 436 Ewell Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 436 Ewell Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 511 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Cruzio, Etheric Networks, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ewell Ave

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