433 Ewell Ave, Aptos, CA 95003 Property Records

Santa Cruz County property record for 433 Ewell Ave, Aptos, CA 95003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,111 sqft · built 2008
Lot Size	0.115 acres (5,009 sqft)
Owner	Individual Name on Record
Last Sale	$990,000 (Aug 2009)
Tax Bill	$16,057 (2025)
Deeds & Mortgages	Nov 2022 Transfer Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`044-113-42`

Property Details

APN / Parcel Number

Primary APN	`044-113-42`
Alternative APN	`044-113-42-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	2,111 sqft Living Area
Gross Area	2,575 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Construction Type	Wood
Roof Material	Tile
Lot Area	5,009 sqft (0.115 acres)
Terrain	Steep
Garage Type	Attached
Garage Area	464 sqft
Parking Spaces	2 Parking Spaces
Deck Area	457 sqft
Patio Area	457 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	433 EWELL AVE
City	APTOS
State	CA
Zip	95003-5231
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-5
Legal Subdivision	APTOS BEACH CC PROPS 01
Legal Block	5
Legal Lot Number	14
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1002
Census Tract	122203

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	70 PENNY LN, B, WATSONVILLE, CA 95076-6020
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2022	Intrafamily Transfer, Transfer
Nov 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FUNDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 13, 2009 · Amount on Record
Deed Sale	Aug 13, 2009 · Amount on Record
Deed Document Number	200938954
Last Transfer Date	Oct 26, 2022
Transfer Doc	0000031716
Record Updated	Sep 20, 2026

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Nov 29, 2022
Property Address	433 EWELL AVE, APTOS, CA 95003-5231
Document Number	0000031716
Map Reference	MB 23 PG 1
Instrument Date	Oct 26, 2022
Instrument	2022-0031716
Transaction Type	Transfer
Record Updated	Dec 14, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70 PENNY LN STE B, B, WATSONVILLE, CA 95076-6020

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	433 EWELL AVE, APTOS, CA 95003-5231
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	433 EWEIL AYE, APTOS, CA 95003

Mortgage

Document Number	0000045941
Date	Nov 3, 2020
Instrument	2020-0045941

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95815

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2035

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,303,477 (+2%) Land $586,565 Building $716,912
2025	$16,057.00 (+9.78%)	$1,277,918 (+4.04%) Land $575,063 Building $702,855
2023	$14,627.00 (+2.09%)	$1,228,294 Land $552,732 Building $675,562	$1,481,670
2022	$14,328.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 511 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Cruzio, Etheric Networks, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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