La Plata County property record for 436 Estancia Loop, Durango, CO 81301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,850 sqft · built 2017 |
| Lot Size | 0.218 acres (9,496 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $515,500 (Feb 2019) |
| Tax Bill | $2,637 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Feb 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5597-103-20-090 |
| Primary APN | 5597-103-20-090 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,850 sqft Living Area |
| Gross Area | 2,654 sqft |
| 1st Floor Area | 1,850 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Conventional |
| Lot Area | 9,496 sqft (0.218 acres) |
| Garage Type | Attached |
| Garage Area | 804 sqft |
| Porch | Porch |
| Porch Area | 266 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | R435395 |
|---|---|
| Street Address | 436 ESTANCIA LOOP |
| City | DURANGO |
| State | CO |
| Zip | 81301-8120 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION: ESTANCIA ANIMAS VALLEY 1ST AMNT LOT: 40 PER PLAT 1093223, PROJ 2013-0361 436 ESTANCIA LOOP DURANGO 81301 |
| Legal Subdivision | ESTANCIA ANIMAS VALLEY 1ST |
| Legal Block | 2 |
| Legal Lot Number | 40 |
| Jurisdiction | LA PLATA CO |
| Township / Civil Division | DURANGO |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 970705 |
436 Estancia Loop is held in a trust since July 2025.
Source: La Plata County records, as of July 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 12357 HIGHWAY 76, ADEL, GA 31620-5554 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 11, 2019 | Special Warranty Deed, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA |
| Feb 12, 2018 | Grant Deed, Construction Loan · Construction Mortgage WARREN A EATON JR CPA TR (CT) |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 11, 2019 · Amount on File |
| Deed Sale | Feb 11, 2019 · Amount on File |
| Deed Document Number | 20191153413 |
| Last Transfer Date | Jul 9, 2025 |
| Transfer Doc | 0001244823 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA PLATA CO |
| Property Address | 436 ESTANCIA LOOP, DURANGO, CO 81301-8120 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001184161 |
|---|---|
| Date | Dec 29, 2020 |
| Instrument | 1184161 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | LA PLATA CO |
| Recording Date | Feb 11, 2019 |
| Property Address | 436 ESTANCIA LOOP, DURANGO, CO 81301-8120 |
| Document Number | 0001153413 |
| Map Reference | DOC 1093223 |
| Instrument Date | Feb 8, 2019 |
| Instrument | 1153413 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2022 |
| Title Company | DURANGO TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $51.55 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 436 ESTANCIA LOOP, DURANGO, CO 81301-8120 |
| Document Number | 0001153414 |
|---|---|
| Date | Feb 11, 2019 |
| Instrument | 1153414 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LA PLATA CO |
| Recording Date | Feb 12, 2018 |
| Property Address | 436 ESTANCIA LOOP, DURANGO, CO 81301-8120 |
| Instrument Date | Feb 12, 2018 |
| Instrument | 1139530 |
| Transaction Type | Construction Loan |
| Record Updated | Mar 2, 2018 |
| Title Company | TITLE DURANGO LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4148 N ARCADIA DR #4 PHOENIX AZ 850184302, 4, PHOENIX, AZ 85018-4302 |
| Document Number | 0001139530 |
|---|---|
| Date | Feb 12, 2018 |
| Instrument | 1139530 |
| Name | WARREN A EATON JR CPA TR (CT) |
|---|---|
| Address | PO BOX 2522, DURANGO, CO 81302-2522 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Feb 11, 2019 |
The 2025 property tax bill for 436 Estancia Loop was $2,637.
Source: La Plata County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | La Plata County |
| Unified School District | Durango School District 9-R (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $46,360 (-1.32%) Land $7,850 Building $38,510 | $751,680 (-) Land $127,230 Building $624,450 | |
| 2025 | $2,637.00 | $46,980 Land $7,950 Building $39,030 | $751,680 Land $127,230 Building $624,450 |
| 2023 | $1,829.00 (+18.54%) | $42,170 (+19.84%) Land $6,880 Building $35,290 | $629,310 (+24.29%) Land $102,640 Building $526,670 |
| 2022 | $1,543.00 | $35,190 Land $7,450 Building $27,740 | $506,310 Land $107,150 Building $399,160 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 436 Estancia Loop in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 20 policies |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 2 (2018) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 436 Estancia Loop is high, ranking above 74% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 74% of the US · above 72% of Colorado |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ANIMAS WC private · serves 3,096 people · EPA ID CO0134020 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2022 |
| Lead | 9 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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