403 Estancia Loop, Durango, CO 81301 Property Records

La Plata County property record for 403 Estancia Loop, Durango, CO 81301

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,824 sqft · built 2019
Lot Size	0.211 acres (9,191 sqft)
Owner	2 Company Names on Record
Last Sale	$650,000 (Mar 2021)
Tax Bill	$2,621 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Sep 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5597-103-20-088`

Property Details

APN / Parcel Number

Primary APN	`5597-103-20-088`
Alternative APN	`R435393`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,824 sqft Living Area
Gross Area	2,628 sqft
1st Floor Area	1,824 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Conventional
Lot Area	9,191 sqft (0.211 acres)
Garage Type	Attached
Garage Area	804 sqft
Porch	Porch
Porch Area	368 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R435393
Street Address	403 ESTANCIA LOOP
City	DURANGO
State	CO
Zip	81301-8142
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: ESTANCIA ANIMAS VALLEY 1ST AMNT LOT: 38 PER PLAT 1093223, PROJ 2013-0361 403 ESTANCIA LOOP DURANGO 81301
Legal Subdivision	ESTANCIA ANIMAS VALLEY 1ST
Legal Block	2
Legal Lot Number	38
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	2
Census Block	2033
Census Tract	970705

Owner

Source: La Plata County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	403 ESTANCIA LOOP, DURANGO, CO 81301-8142
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2021	Grant Deed, Transfer · Conventional Mortgage BETTER MTG CORP ISAOA
Sep 1, 2020	Special Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 24, 2020	Grant Deed, Transfer NOT AVAILABLE
Feb 12, 2018	Grant Deed, Construction Loan · Construction Mortgage WARREN A EATON JR CPA TR (CT)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 2021 · Amount on Record
Deed Sale	Mar 9, 2021 · Amount on Record
Prior Sale	Sep 1, 2020 · Amount on Record
Deed Document Number	20211188248
Last Transfer Date	May 13, 2025
Transfer Doc	0001242908
Record Updated	Sep 20, 2026

March 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LA PLATA CO
Recording Date	Mar 9, 2021
Property Address	403 ESTANCIA LOOP, DURANGO, CO 81301-8142
Document Number	0001188248
Instrument Date	Mar 3, 2021
Instrument	1188248
Transaction Type	Transfer
Record Updated	May 7, 2021
Title Company	TITLE DURANGO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$65.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	403 ESTANCIA LOOP DURANGO CO 813018142, DURANGO, CO 81301-8142

Mortgage

Document Number	1188249
Date	Mar 9, 2021
Instrument	1188249

Lender

Name	BETTER MTG CORP ISAOA
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 8, 2036

September 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Sep 1, 2020
Property Address	403 ESTANCIA LOOP, DURANGO, CO 81301-8142
Document Number	0001176749
Map Reference	DOC 1093223
Instrument Date	Aug 24, 2020
Instrument	1176749
Transaction Type	Transfer
Record Updated	Mar 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$53.08
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 ESTANCIA LOOP, DURANGO, CO 81301-8142

Mortgage

Document Number	0001176750
Date	Sep 1, 2020
Instrument	1176750

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LA PLATA CO
Recording Date	Apr 24, 2020
Property Address	403 ESTANCIA LOOP, DURANGO, CO 81301-8142
Document Number	0001170510
Instrument Date	Apr 17, 2020
Instrument	1170510
Transaction Type	Transfer
Record Updated	May 20, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	162 STEWAN ST #B DURANGO CO 81303, B, DURANGO, CO 81303

February 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	LA PLATA CO
Recording Date	Feb 12, 2018
Property Address	403 ESTANCIA LOOP, DURANGO, CO 81301-8142
Instrument Date	Feb 12, 2018
Instrument	1139530
Transaction Type	Construction Loan
Record Updated	Mar 2, 2018
Title Company	TITLE DURANGO LLC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4148 N ARCADIA DR #4 PHOENIX AZ 850184302, 4, PHOENIX, AZ 85018-4302

Mortgage

Document Number	0001139530
Date	Feb 12, 2018
Instrument	1139530

Lender

Name	WARREN A EATON JR CPA TR (CT)
Address	PO BOX 2522, DURANGO, CO 81302-2522

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Feb 11, 2019

Tax Assessment & Valuation

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$46,040 (-1.39%) Land $7,840 Building $38,200	$747,090 (-) Land $127,230 Building $619,860
2025	$2,621.00 (+44.33%)	$46,690 (+11.49%) Land $7,950 Building $38,740	$747,090 (+19.52%) Land $127,230 Building $619,860
2023	$1,816.00 (+18.38%)	$41,880 (+19.69%) Land $6,870 Building $35,010	$625,090 (+24.18%) Land $102,580 Building $522,510
2022	$1,534.00	$34,990 Land $7,450 Building $27,540	$503,360 Land $107,150 Building $396,210

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AO, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	2 (2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 64% of Colorado
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANIMAS WC private · serves 3,096 people · EPA ID CO0134020
Water Source	Groundwater
Last State Inspection	Feb 2022
Lead	9 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Nearby Properties on Estancia Loop

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures