436 Emerald Ave, El Cajon, CA 92020 Property Records

San Diego County property record for 436 Emerald Ave, El Cajon, CA 92020

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,700 sqft · built 2018
Owner	Company Name on Record
Last Sale	$2,230,000 (Apr 2019)
Tax Bill	$5,571 (2025)
Deeds & Mortgages	Jan 2018 Mortgage Jul 2019 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`487-541-20-03`

Property Details

APN / Parcel Number

Primary APN	`487-541-20-03`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,700 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Bungalow
Exterior Material	Wood Shingle
Construction Type	Frame
Roof Material	Composition Shingle
Lot Dimensions	297 ft deep x 60 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	436 EMERALD AVE
City	EL CAJON
State	CA
Zip	92020-5004
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM-2200
Legal Description	LOT 1 US 3 PER DOC17-0328460&UND INT IN TR 015666
Legal Subdivision	EMERALD CONDO
Legal Tract	015666
Legal Block	2
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2000
Census Tract	15901

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	771 JAMACHA RD, EL CAJON, CA 92019-3202
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2018	Deed of Trust, Mortgage ATLANTIC CAPITA FUND LLC
Jul 2, 2019	Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Apr 23, 2019	Deed of Trust, Mortgage ELMORE FAMILY TRUST (PT)
Apr 22, 2019	Grant Deed, Transfer EMPRISE REALTY GROUP LLC
Nov 10, 2017	Loan Modification, Mortgage · Line of Credit PARTNERS CAP SOLUTIONS FUND
Oct 12, 2017	Deed of Trust, Mortgage ELMORE FAMILY TRUST (PT)

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2019 · Amount on Record
Deed Sale	Apr 22, 2019 · Amount on Record
Prior Sale	Feb 23, 2016 · Amount on Record
Deed Document Number	2019145550
Prior Transfer Date	Jan 10, 2008
Prior Transfer Doc	0000027989
Record Updated	Sep 20, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	436 EMERALD AVE, EL CAJON, CA 92020-5004
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011079
Date	Jan 10, 2018
Instrument	2018-0011079

Lender

Name	ATLANTIC CAPITA FUND LLC
Type	Non-Lending Institution
Address	SAN DIEGO, CA 92121

Agreement

Amount	Amount Recorded

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 2, 2019
Property Address	436 EMERALD AVE, EL CAJON, CA 92020-5004
Document Number	0000262689
Instrument Date	Jun 13, 2019
Instrument	262689
Transaction Type	Transfer
Record Updated	Aug 10, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Tax	$2,860.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	771 JAMACHA RD #393 EL CAJON CA 920193202, 393, EL CAJON, CA 92019-3202

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	436 EMERALD AVE, EL CAJON, CA 92020-5004
Document Number	0000148451
Instrument Date	Apr 23, 2019
Transaction Type	Mortgage
Record Updated	Aug 10, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5619 CHELSEA AVE LA JOLLA CA 920377511, LA JOLLA, CA 92037-7511

Mortgage

Document Number	0000148451
Date	Apr 24, 2019
Instrument	148451

Lender

Name	ELMORE FAMILY TRUST (PT)
Address	2697 ECHO AVE, CARLSBAD, CA 92009-3076

Agreement

Amount	Amount Recorded

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 22, 2019
Property Address	436 EMERALD AVE, EL CAJON, CA 92020-5004
Document Number	0000145550
Instrument Date	Apr 19, 2019
Instrument	145550
Transaction Type	Transfer
Record Updated	Nov 19, 2020
Title Company	FNTG BUILDER SERVICES, FNTG BUILDER SVCS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,453.00
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5619 CHELSEA AVE LA JOLLA CA 920377511, LA JOLLA, CA 92037-7511

Mortgage

Document Number	145551
Date	Apr 22, 2019
Instrument	145551

Lender

Name	EMPRISE REALTY GROUP LLC
Address	77 SACHA RD # 395, EL CAJON, CA 92019

Agreement

Amount	Amount Recorded

November 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN DIEGO CA
Property Address	436 EMERALD AVE, EL CAJON, CA 92020-5004
Document Number	0000539227
Instrument Date	Nov 10, 2017
Transaction Type	Mortgage
Record Updated	Aug 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	0000539227
Date	Nov 20, 2017
Instrument	539227

Lender

Name	PARTNERS CAP SOLUTIONS FUND
Type	Funding / Finance Company
Address	26901 AGOURA RD # 180, CALABASAS, CA 91301-5120

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	436 EMERALD AVE, EL CAJON, CA 92020-5004
Document Number	0000485106
Instrument Date	Oct 12, 2017
Transaction Type	Mortgage
Record Updated	Aug 10, 2020
Title Company	FNTG BUILDER SERVICES, FNTG BUILDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5580 LA JOLLA BLVD #331 LA JOLLA CA 920377651, 331, LA JOLLA, CA 92037-7651

Mortgage

Document Number	0000485106
Date	Oct 19, 2017
Instrument	485106

Lender

Name	ELMORE FAMILY TRUST (PT)
Address	2697 ECHO AVE, CARLSBAD, CA 92009-3076

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$482,456 (+2%) Land $164,536 Building $317,920
2025	$5,571.00 (-0.62%)	$472,997 (+4.04%) Land $161,310 Building $311,687
2024	$5,606.00 (-4.81%)
2023	$5,889.00 (+9.52%)	$454,633 Land $155,048 Building $299,585
2022	$5,377.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, GeoLinks, T-Mobile, Verizon, Wyyerd Connect.

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