424 Emerald Ave, El Cajon, CA 92020 Property Records

San Diego County property record for 424 Emerald Ave, El Cajon, CA 92020

Property Summary

Property Type	Multi-Family Dwellings
Details	20 bd · 14 ba · 1,840 sqft · built 1959
Lot Size	0.38 acres (16,569 sqft)
Owner	Company Name on Record
Last Sale	$4,142,000 (Oct 2021)
Tax Bill	$61,957 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage May 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`487-541-21-00`

Property Details

APN / Parcel Number

Primary APN	`487-541-21-00`

Interior

Bedrooms	20 Beds
Full Baths	14 Baths
Units	14 Units
Stories	2 Stories
Building Area	1,840 sqft Living Area
Gross Area	11,840 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Multi-Family
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Roof Material	Tar & Gravel
Lot Area	16,569 sqft (0.38 acres)
Lot Dimensions	298 ft deep x 60 ft wide
Garage Type	Open
Garage Area	3,000 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	424 EMERALD AVE
City	EL CAJON
State	CA
Zip	92020-5023
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	RM-2200
Legal Description	LOT 23 /EXC ALLEY OP/ TR 001621
Legal Subdivision	EL CAJON ACRES
Legal Tract	001621
Legal Block	2
Legal Lot Number	23
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2000
Census Tract	15901

Owner

Source: San Diego County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1930 BALBOA AVE, DEL MAR, CA 92014-2202
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2021	Grant Deed, Transfer · Commercial Mortgage FIRST REPUBLIC BANK
May 24, 2021	Grant Deed, Transfer · Commercial Mortgage LUTHER BURBANK SAVINGS
Jun 15, 2020	Grant Deed, Transfer · Stand-Alone Second Mortgage MY POINT CU SD
Feb 27, 2018	Grant Deed, Transfer · Line of Credit JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2021 · Amount on Record
Deed Sale	Oct 7, 2021 · Amount on Record
Prior Sale	May 24, 2021 · Amount on Record
Deed Document Number	2021703221
Prior Transfer Date	Sep 28, 1998
Prior Transfer Doc	0000682821
Record Updated	Sep 20, 2026

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 7, 2021
Property Address	424 EMERALD AVE, EL CAJON, CA 92020-5023
Document Number	0000703221
Map Reference	MAP 1621
Instrument Date	Sep 14, 2021
Instrument	2021-0703221
Transaction Type	Transfer
Record Updated	Oct 15, 2021
Title Company	CHICAGO TITLE COMPANY-C/I, CHICAGO TITLE CO COM DIV

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1904 BALBOA AVE, DEL MAR, CA 92014-2202

Mortgage

Document Number	0000703222
Date	Oct 7, 2021
Instrument	2021-0703222

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

May 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 24, 2021
Property Address	424 EMERALD AVE, EL CAJON, CA 92020-5023
Document Number	0000391659
Map Reference	MAP 1621
Instrument Date	May 5, 2021
Instrument	2021-0391659
Transaction Type	Transfer
Record Updated	Jun 4, 2021
Title Company	CHICAGO TITLE COMPANY-C/I, CHICAGO TITLE CO COM DIV

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1537 HILLSTONE AVE, ESCONDIDO, CA 92029-4331

Mortgage

Document Number	0000391660
Date	May 24, 2021
Instrument	2021-0391660

Lender

Name	LUTHER BURBANK SAVINGS
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 15, 2020
Property Address	424 EMERALD AVE, EL CAJON, CA 92020-5023
Document Number	0000307323
Map Reference	MAP 1621
Instrument Date	Mar 27, 2020
Instrument	2020-0307323
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	555 N EL CAMINO REAL STE A, A, SAN CLEMENTE, CA 92672-6745

Mortgage

Document Number	0000307324
Date	Jun 15, 2020
Instrument	2020-0307324

Lender

Name	MY POINT CU SD
Type	Credit Union

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 27, 2018
Property Address	424 EMERALD AVE, EL CAJON, CA 92020-5023
Document Number	0000076761
Map Reference	MAP 1621
Instrument Date	Feb 7, 2018
Instrument	2018-0076761
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIDELITY NATIONAL TITLE COMP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	830 ORANGE AVE STE A3, A3, CORONADO, CA 92118-2656

Mortgage

Document Number	0000076762
Date	Feb 27, 2018
Instrument	2018-0076762

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$4,483,432 (+2%) Land $2,706,080 Building $1,777,352
2025	$61,957.00 (-7.16%)	$4,395,522 (+4.04%) Land $2,653,020 Building $1,742,502
2024	$66,737.00 (+2.65%)
2023	$65,016.00 (+12.81%)	$4,224,840 Land $2,550,000 Building $1,674,840
2022	$57,633.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, GeoLinks, T-Mobile, Verizon, Wyyerd Connect.

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