436 E Alder Dr, Sedro Woolley, WA 98284 Property Records

Whatcom County property record for 436 E Alder Dr, Sedro Woolley, WA 98284

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,286 sqft · built 1996
Lot Size	0.165 acres (7,218 sqft)
Owner	Individual Name on File
Tax Bill	$3,479 (2025)
Deeds & Mortgages	May 2024 Line of Credit Apr 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`548415`

Property Details

APN / Parcel Number

Primary APN	`548415`
Alternative APNs	`370432 077505 0000` `35692`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,286 sqft Living Area
1st Floor Area	336 sqft
2nd Floor Area	590 sqft
Basement Area	336 sqft
Finished Basement	336 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Architectural Style	Split Level
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	7,218 sqft (0.165 acres)
Garage Type	Built-in
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	48 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	548415
Street Address	436 E ALDER DR
City	SEDRO WOOLLEY
State	WA
Zip	98284-9520
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2A
Legal Description	GLENHAVEN LAKES DIV NO 5 LOT 9 BLK 5
Legal Range	04
Legal Township	37
Legal Section	32
Legal Subdivision	GLENHAVEN LAKES
Legal Block	5
Legal Lot Number	9
Jurisdiction	WHATCOM WA
Township / Civil Division	BELLINGHAM
Census Block Group	1
Census Block	1026
Census Tract	807

Owner

436 E Alder Dr is owned and occupied by an individual who acquired it in January 2018.

Source: Whatcom County records, as of March 16, 2026

Owner of Record	Individual Name on File
Mailing Address	436 E ALDER DR, SEDRO WOOLLEY, WA 98284-9520
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 8, 2024	Deed of Trust, Mortgage · Line of Credit US BANK NA
Apr 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage THE FEDERAL SAVINGS BANK
Jul 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE FEDERAL SAVINGS BANK
Oct 22, 2019	Deed of Trust, Mortgage · FHA Mortgage ALASKA USA MORTGAGE CO LLC
Apr 4, 2018	Deed of Trust, Mortgage · Line of Credit TCF NAT'L BK/WI
Jan 12, 2018	Quit Claim Deed, Mortgage · Conventional Mortgage PREMIER MTG RSRCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 12, 2018
Deed Sale	Jan 12, 2018
Prior Sale	Aug 14, 2002
Deed Document Number	2018-0101342
Record Updated	Jun 8, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	436 E ALDER DR, SEDRO WOOLLEY, WA 98284-9520
Transaction Type	Mortgage
Record Updated	May 17, 2024
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	436 E ALDER DR, SEDRO WOOLLEY, WA 98284-9520

Mortgage

Document Number	0000500512
Date	May 8, 2024
Instrument	2024-0500512

Lender

Name	US BANK NA
Type	Bank
Address	HOPKINS, MN 55343

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Apr 27, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	436 E ALDER DR, SEDRO WOOLLEY, WA 98284-9520
Transaction Type	Mortgage
Record Updated	May 4, 2022
Title Company	SERVICELINK, SERVICE LINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000402858
Date	Apr 27, 2022
Instrument	2022-0402858

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60639

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	436 E ALDER DR, SEDRO WOOLLEY, WA 98284-9520
Transaction Type	Mortgage
Record Updated	Jul 9, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210700293
Date	Jul 2, 2021
Instrument	2021-0700293

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60639

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jun 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	436 E ALDER DR, SEDRO WOOLLEY, WA 98284-9520
Document Number	2191003712
Instrument Date	Oct 22, 2019
Transaction Type	Mortgage
Record Updated	Nov 6, 2019
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	436 E ALDER DR SEDRO WOOLLEY WA 982849520, SEDRO WOOLLEY, WA 98284-9520

Mortgage

Document Number	2191003712
Date	Oct 28, 2019
Instrument	1003712

Lender

Name	ALASKA USA MORTGAGE CO LLC
Type	Bank
Address	ANCHORAGE, AK 99503

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 27, 2049

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	436 E ALDER DR, SEDRO WOOLLEY, WA 98284-9520
Document Number	2180401412
Instrument Date	Apr 4, 2018
Transaction Type	Mortgage
Record Updated	Apr 23, 2018
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	436 E ALDER DR SEDRO WOOLLEY WA 982849520, SEDRO WOOLLEY, WA 98284-9520

Mortgage

Document Number	2180401412
Date	Apr 13, 2018
Instrument	401412

Lender

Name	TCF NAT'L BK/WI
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 12, 2048

Interest

Rate Type	Adjustable Rate

January 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	WHATCOM WA
Recording Date	Jan 12, 2018
Property Address	436 E ALDER DR, SEDRO WOOLLEY, WA 98284-9520
Document Number	2180101342
Instrument Date	Jan 10, 2018
Instrument	101342
Transaction Type	Mortgage
Record Updated	Jan 24, 2018
Title Company	WHATCOM LAND TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	436 E ALDER DR SEDRO WOOLLEY WA 982849520, SEDRO WOOLLEY, WA 98284-9520

Mortgage

Document Number	2180101343
Date	Jan 12, 2018
Instrument	101343

Lender

Name	PREMIER MTG RSRCS
Type	Mortgage Company
Address	PORTLAND, OR 97036

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 11, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 436 E Alder Dr was $3,479.

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Mount Baker School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,479.00	$480,141 Land $150,000 Building $330,141	$480,141 Land $150,000 Building $330,141
2022		$390,035 Land $106,977 Building $283,058	$390,035 Land $106,977 Building $283,058
2021	$2,473.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 436 E Alder Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 436 E Alder Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLENHAVEN LAKES CLUB private · serves 1,780 people · EPA ID WA5328050
Water Source	Groundwater
Last State Inspection	May 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on E Alder Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures