413 E Alder Dr, Sedro Woolley, WA 98284 Property Records

Whatcom County property record for 413 E Alder Dr, Sedro Woolley, WA 98284

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,570 sqft · built 1998
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (May 2016)
Tax Bill	$2,699 (2025)
Deeds & Mortgages	May 2026 Line of Credit Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`370432-056479-0000`

Property Details

APN / Parcel Number

Primary APN	`370432-056479-0000`
Alternative APNs	`530789` `35636`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,570 sqft Living Area
Gross Area	2,098 sqft
1st Floor Area	440 sqft
Basement Area	844 sqft
Flooring	Carpet
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Bi-Level
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Deck Area	234 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	35636
Street Address	413 E ALDER DR
City	SEDRO WOOLLEY
State	WA
Zip	98284-9520
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2A
Legal Description	GLENHAVEN LAKES DIV NO 5 LOT 25 BLK 4
Legal Range	04
Legal Township	37
Legal Section	32
Legal Subdivision	GLENHAVEN LAKES DIV NO 5
Legal Block	4
Legal Lot Number	25
Jurisdiction	WHATCOM WA
Township / Civil Division	BELLINGHAM
Census Block Group	1
Census Block	1020
Census Tract	807

Owner

Source: Whatcom County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	413 E ALDER DR, SEDRO WOOLLEY, WA 98284-9520
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Deed of Trust, Mortgage · Line of Credit BOEING EMPLOYEES CREDIT UNION
Jun 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 23, 2016 · Amount on Record
Deed Sale	May 23, 2016 · Amount on Record
Prior Sale	Mar 7, 2005 · Amount on Record
Deed Document Number	2016502609
Prior Transfer Date	May 16, 2016
Prior Transfer Doc	0000502610
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Recording Date	May 12, 2026
Property Address	413 E ALDER DR, SEDRO WOOLLEY, WA 98284-9520
Document Number	0000000903
Instrument Date	May 6, 2026
Instrument	2026903
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167
Address	413 E ALDER DR, SEDRO WOOLLEY, WA 98284-9520
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000903,
Date	May 12, 2026
Instrument	2026903

Lender

Name	BOEING EMPLOYEES CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 11, 2051

Interest

Rate	6.37%
Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	413 E ALDER DR, SEDRO WOOLLEY, WA 98284-9520
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000602626
Date	Jun 15, 2021
Instrument	2021-0602626

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Mount Baker School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,699.00 (+8.96%)	$431,649 (+10.46%) Land $150,000 Building $281,649	$431,649 (+10.46%) Land $150,000 Building $281,649
2022		$390,787 Land $106,977 Building $283,810	$390,787 Land $106,977 Building $283,810
2021	$2,477.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLENHAVEN LAKES CLUB private · serves 1,780 people · EPA ID WA5328050
Water Source	Groundwater
Last State Inspection	May 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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