436 E 4th St, Monticello, MN 55362 Property Records

Wright County property record for 436 E 4th St, Monticello, MN 55362

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 960 sqft · built 1910
Lot Size	0.786 acres (34,238 sqft)
Owner	Individual Name on File
Last Sale	$245,000 (Jun 2023)
Tax Bill	$2,304 (2026)
Deeds & Mortgages	Sep 2023 Mortgage Jun 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`155-015-036010`

Property Details

APN / Parcel Number

Primary APN	`155-015-036010`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	768 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1965
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	34,238 sqft (0.786 acres)
Garage Type	Mixed
Garage Area	1,860 sqft
Parking Spaces	7 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	24 sqft
Patio Area	480 sqft
Storage Building	96 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	436 E 4TH ST
City	MONTICELLO
State	MN
Zip	55362-8514
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-11 TWP-121 RANGE-025 LOWER MONTICELLO LTS 1 & 10 BLK 36 &TH PRT OF LTS 2&9TH LIES SELY OF LN DRWN SWLY FR PT ON NELY LN
Legal Range	025
Legal Township	121
Legal Section	11
Legal Subdivision	LOWER MONTICELLO
Legal Block	36
Legal Lot Number	1,10,2
Jurisdiction	WRIGHT MN
Township / Civil Division	MONTICELLO
Census Block Group	1
Census Block	1019
Census Tract	100205

Owner

Source: Wright County assessment roll, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	436 E 4TH ST, MONTICELLO, MN 55362-8514
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2023	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE CAPITAL OF MN INC
Jun 20, 2023	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE CAPITAL OF MN INC
Dec 20, 2022	Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 16, 2023 · Amount on Record
Deed Sale	Jun 16, 2023 · Amount on Record
Prior Sale	Dec 15, 2022 · Amount on Record
Deed Document Number	20231545516
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	436 E 4TH ST, MONTICELLO, MN 55362-8514
Transaction Type	Mortgage
Record Updated	Oct 24, 2023
Title Company	LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13900 45TH LN NE, SAINT MICHAEL, MN 55376-3502

Mortgage

Document Number	00A1538009
Date	Sep 8, 2023
Instrument	A1538009

Lender

Name	MORTGAGE CAPITAL OF MN INC
Type	Mortgage Company
Address	MAPLE GROVE, MN 55311

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jul 1, 2053

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Jun 20, 2023
Property Address	436 E 4TH ST, MONTICELLO, MN 55362-8514
Document Number	00A1532778
Instrument Date	Jun 13, 2023
Instrument	A1532778
Transaction Type	Transfer
Record Updated	Aug 2, 2023
Title Company	LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$808.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	436 E 4TH ST, MONTICELLO, MN 55362-8514

Mortgage

Document Number	00A1532779
Date	Jun 20, 2023
Instrument	A1532779

Lender

Name	MORTGAGE CAPITAL OF MN INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Dec 20, 2022
Property Address	436 E 4TH ST, MONTICELLO, MN 55362-8514
Document Number	00A1523126
Instrument Date	Dec 15, 2022
Instrument	A1523126
Transaction Type	Transfer
Record Updated	Feb 2, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$412.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 956, MONTICELLO, MN 55362-0956
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wright County
Municipality	Monticello City
Unified School District	Monticello Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,304.00 (+27.72%)	$234,400 (+2.31%) Land $102,100 Building $132,300	$234,400 (+2.31%) Land $102,100 Building $132,300
2025		$229,100 (+12.52%) Land $90,000 Building $139,100	$229,100 (+12.52%) Land $90,000 Building $139,100
2023	$1,804.00 (+24.24%)	$203,600 Land $90,000 Building $113,600	$203,600 Land $90,000 Building $113,600
2022	$1,452.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Monticello serves 15,087 people · EPA ID MN1860012
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
TDS Telecom Fiber	1,000 / 1,000
City of Monticello Fiber	1,000 / 500
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Uniti Group.

Nearby Properties on E 4th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures