Wright County property record for 412 E 4th St, Monticello, MN 55362
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,448 sqft · built 1985 |
| Lot Size | 0.542 acres (23,610 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,088 (2026) |
| Deeds & Mortgages | Jan 2021 Mortgage Oct 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 155-015-036060 |
| Primary APN | 155-015-036060 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,448 sqft Living Area |
| 1st Floor Area | 1,448 sqft |
| Basement Area | 1,065 sqft |
| Finished Basement | 1,065 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 23,610 sqft (0.542 acres) |
| Garage Area | 778 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 80 sqft |
| Deck Area | Deck Area |
| Patio Area | 830 sqft |
| Storage Building | 36 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 412 E 4TH ST |
|---|---|
| City | MONTICELLO |
| State | MN |
| Zip | 55362-8514 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-11 TWP-121 RANGE-025 LOWER MONTICELLO LOT-006 BLOCK-036 TH PRT OF LT6 &11 BLK 36 &TH PRT OF LT4 A C RIGGS ADDN DES BEG A |
| Legal Range | 025 |
| Legal Township | 121 |
| Legal Section | 11 |
| Legal Subdivision | RIGGS ADDN |
| Legal Block | 36,36 |
| Legal Lot Number | 6,4 |
| Jurisdiction | WRIGHT MN |
| Township / Civil Division | MONTICELLO |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 100205 |
Source: Wright County records · APN 155-015-036060
Assessment roll updated July 20, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 412 E 4TH ST, MONTICELLO, MN 55362-8514 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage RIVERWOOD BANK |
| Oct 23, 2017 | Deed of Trust, Mortgage · Line of Credit RIVERWOOD BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WRIGHT MN |
| Property Address | 412 E 4TH ST, MONTICELLO, MN 55362-8514 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2021 |
| Title Company | CUSTOM TITLE SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0001456873 |
|---|---|
| Date | Jan 28, 2021 |
| Instrument | 1456873 |
| Name | RIVERWOOD BANK |
|---|---|
| Type | Bank |
| Address | MORRIS, MN 56267 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WRIGHT MN |
| Property Address | 412 E 4TH ST, MONTICELLO, MN 55362-8514 |
| Document Number | 0001357361 |
| Instrument Date | Oct 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 03, 2018 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 412 E 4TH ST MONTICELLO MN 553628514, MONTICELLO, MN 55362-8514 |
| Document Number | 0001357361 |
|---|---|
| Date | Nov 03, 2017 |
| Instrument | 1357361 |
| Name | RIVERWOOD BK |
|---|---|
| Type | Bank |
| Address | MONTICELLO, MN 55362 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Nov 02, 2022 |
| Rate Type | Adjustable Rate |
|---|
Source: Wright County records · Assessment roll updated July 20, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Wright County |
| Municipality | Monticello City |
| Unified School District | Monticello Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,088.00 (+24.86%) | $370,300 (-2.32%) Land $96,800 Building $273,500 | $370,300 (-2.32%) Land $96,800 Building $273,500 |
| 2025 | $379,100 (+8.78%) Land $90,000 Building $289,100 | $379,100 (+8.78%) Land $90,000 Building $289,100 | |
| 2023 | $3,274.00 (+17.35%) | $348,500 Land $90,000 Building $258,500 | $348,500 Land $90,000 Building $258,500 |
| 2022 | $2,790.00 |
Source: FEMA National Flood Hazard Layer as of April 19, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| TDS Telecom Fiber | 1,000 / 1,000 |
| City of Monticello Fiber | 1,000 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Uniti Group.
Based on FCC filings for 207 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Monticello serves 15,087 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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