Union County and Westfield Town property record for 436 Downer St, Westfield, NJ 07090
| Property Type | Single Family Home |
|---|---|
| Details | 1,048 sqft · built 1900 |
| Lot Size | 0.094 acres (4,082 sqft) |
| Owner | Individual Name on File |
| Last Sale | $600,000 (Apr 2023) |
| Tax Bill | $11,588 (2025) |
| Deeds & Mortgages | Apr 2023 Sale & Mortgage Apr 2022 Sale & Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-02513-0000-00014 |
| Primary APN | 20-02513-0000-00014 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,048 sqft Living Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Lot Area | 4,082 sqft (0.094 acres) |
| Lot Dimensions | 120 ft deep x 34 ft wide |
| Garage Type | Detached |
| Old Parcel Number | 2000705000000010B |
|---|---|
| Street Address | 436 DOWNER ST |
| City | WESTFIELD |
| State | NJ |
| Zip | 07090-4158 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | WESTFIELD TOWN |
| Legal Block | 2513 |
| Legal Lot Number | 14 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | WESTFIELD |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 36600 |
436 Downer St is owned and occupied by an individual who bought it in April 2023.
Source: Union County and Westfield Town records, as of July 8, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 436 DOWNER ST, WESTFIELD, NJ 07090-4158 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 20, 2023 | Bargain and Sale Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Apr 19, 2022 | Deed, Transfer · Line of Credit ABL RPC RESIDENTIAL CREDIT ACQUISIT |
| Jun 8, 2020 | Grant Deed, Transfer TARUN MEHTA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 20, 2023 · Amount on File |
| Deed Sale | Apr 20, 2023 · Amount on File |
| Prior Sale | Apr 19, 2022 · Amount on File |
| Deed Document Number | 202328209 |
| Deed Book / Page | 6505 / 2573 |
| Record Updated | Sep 20, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Apr 20, 2023 |
| Property Address | 436 DOWNER ST, WESTFIELD, NJ 07090-4158 |
| Document Number | 0065052573 |
| Book / Page | 6505 / 2573 |
| Instrument Date | Mar 29, 2023 |
| Instrument | 28209 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2025 |
| Title Company | REALSAFE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,185.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 414 MOUNTAIN WAY, MORRIS PLAINS, NJ 07950-1104 |
| Name | Verified Name |
|---|---|
| Address | 436 DOWNER ST, WESTFIELD, NJ 07090-4158 |
| Document Number | 0000051067 |
|---|---|
| Date | Apr 20, 2023 |
| Instrument | 51067 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.5% |
| Type Change Date | May 1, 2028 |
| Change Frequency | 6 Months |
| Min Rate At Change | 4.5% |
| Max Rate At Change | 8.5% |
| Index | Other |
| Max Rate | 11.5% |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Apr 19, 2022 |
| Property Address | 436 DOWNER ST, WESTFIELD, NJ 07090-4158 |
| Document Number | 0064602241 |
| Book / Page | 6460 / 2241 |
| Instrument Date | Apr 8, 2022 |
| Instrument | 17104 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2025 |
| Title Company | VITAL ABSTRACT LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,927.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10869 E NORTH LN, SCOTTSDALE, AZ 85259-4806 |
| Name | Verified Name |
|---|---|
| Address | 414 MOUNTAIN WAY, MORRIS PLAINS, NJ 07950-1104 |
| Document Number | 0000035853 |
|---|---|
| Date | Apr 19, 2022 |
| Instrument | 35853 |
| Name | ABL RPC RESIDENTIAL CREDIT ACQUISIT |
|---|---|
| Type | Non-Lending Institution |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Jun 8, 2020 |
| Property Address | 436 DOWNER ST, WESTFIELD, NJ 07090-4158 |
| Document Number | 0063700248 |
| Book / Page | 006370 / 000248 |
| Instrument Date | May 27, 2020 |
| Instrument | 324961 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2020 |
| Title Company | COUNSELLORS TITLE AGENCY INC, COUNSELLORS TITLE AGCY INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $314.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 436 DOWNER ST WESTFIELD NJ 070904158, WESTFIELD, NJ 07090-4158 |
| Document Number | 147070129 |
|---|---|
| Date | Jun 8, 2020 |
| Book Page | 014707/000129 |
| Instrument | 692676 |
| Name | TARUN MEHTA |
|---|---|
| Address | 2 MARIANNE PL, PARSIPPANY, NJ 07054-2339 |
| Amount | Amount on Record |
|---|---|
| Term | 24 Months |
| Due | Jun 7, 2022 |
The 2025 property tax bill for 436 Downer St was $11,588, up 1.8% from the year before.
Source: Union County and Westfield Town assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | Westfield Town |
| Unified School District | Westfield Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $505,600 (-) Land $243,200 Building $262,400 | $505,600 (-) Land $243,200 Building $262,400 | |
| 2025 | $11,588.00 (+1.77%) | $505,600 Land $243,200 Building $262,400 | $505,600 Land $243,200 Building $262,400 |
| 2024 | $11,386.00 | ||
| 2023 | $505,600 Land $243,200 Building $262,400 | $505,600 Land $243,200 Building $262,400 | |
| 2022 | $10,920.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 436 Downer St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 436 Downer St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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