433 Downer St, Westfield, NJ 07090 Property Records

Union County and Westfield Town property record for 433 Downer St, Westfield, NJ 07090

Property Summary

Property TypeSingle Family Home
Details1,161 sqft · built 1900
Lot Size0.082 acres (3,576 sqft)
OwnerIndividual Name on Record
Last Sale$250,000 (Nov 2010)
Tax Bill$8,444 (2025)
Deeds & MortgagesMar 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN20-02512-0000-00007

Property Details

APN / Parcel Number

Primary APN20-02512-0000-00007
Alternative APN
  • 200251200007

Interior

Stories2 Stories
Building Area1,161 sqft Living Area

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleColonial
Exterior MaterialStucco
Lot Area3,576 sqft (0.082 acres)
Lot Dimensions143 ft deep x 25 ft wide

Location & Zoning

Street Address433 DOWNER ST
CityWESTFIELD
StateNJ
Zip07090-4157
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block2512
Legal Lot Number7
JurisdictionUNION NJ
Township / Civil DivisionWESTFIELD
Census Block Group3
Census Block3003
Census Tract36600

Owner

Source: Union County and Westfield Town records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address433 DOWNER ST, WESTFIELD, NJ 07090-4157
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 10, 2010 · Amount on Record
Deed SaleNov 10, 2010 · Amount on Record
Deed Document Number2010219630
Deed Book / Page5840 / 949
Prior Transfer DateOct 1, 1998
Prior Transfer Doc0000058519
Record UpdatedOct 29, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NJ
Property Address433 DOWNER ST, WESTFIELD, NJ 07090-4157
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyRARITAN VALLEY TTL EXAMINERS

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0146640452
DateMar 13, 2020
Book Page14664/452
Instrument688449
Lender
NameGATEWAY FIRST BANK
TypeMortgage Company
AddressMARLTON, NJ 08053
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueApr 1, 2040

Tax Assessment & Valuation

Source: Union County and Westfield Town assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyUnion County
MunicipalityWestfield Town
Unified School DistrictWestfield Town School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$368,400 (-) Land $239,600 Building $128,800$368,400 (-) Land $239,600 Building $128,800
2025$8,444.00 (+1.78%)$368,400 (-) Land $239,600 Building $128,800$368,400 (-) Land $239,600 Building $128,800
2024$8,296.00 (+4.26%)
2023$368,400 Land $239,600 Building $128,800$368,400 Land $239,600 Building $128,800
2022$7,957.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - RARITAN
private · serves 615,430 people · EPA ID NJ2004002
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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