Charlotte County property record for 436 Caicos Dr, Punta Gorda, FL 33950
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,605 sqft · built 1993 |
| Lot Size | 0.234 acres (10,175 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $587,000 (Oct 2019) |
| Tax Bill | $8,088 (2025) |
| Deeds & Mortgages | Jan 2024 Line of Credit May 2022 Line of Credit + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 412212408015 |
| Primary APN | 412212408015 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,605 sqft Living Area |
| Gross Area | 3,397 sqft |
| 1st Floor Area | 2,605 sqft |
| Intercom | Intercom |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Tile |
| Lot Area | 10,175 sqft (0.234 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 512 sqft |
| Driveway | Driveway |
| Driveway Area | 589 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 360 sqft |
|---|---|
| Porch | Raised Porch |
| Porch Area | 280 sqft |
| Loading Dock | 315 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Account Number | 00950350004005 |
|---|---|
| Street Address | 436 CAICOS DR |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33950-5880 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GS-3.5 |
| Legal Description | PUNTA GORDA ISLES SEC11 BLK96 LT 15 515/891 1128/1855 1209/2160 1390/680 2329/982 2329/984 2991/1972 3001/199 3384/1407 4493/1382 |
| Legal Range | 22E |
| Legal Township | 41S |
| Legal Section | 12 |
| Legal Subdivision | PUNTA GORDA ISLES |
| Legal Tract | PGI |
| Legal Block | 96 |
| Legal Lot Number | 15 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 10402 |
Source: Charlotte County records, as of November 19, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 436 CAICOS DR, PUNTA GORDA, FL 33950-5880 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
| Date | Document |
|---|---|
| Jan 24, 2024 | Deed of Trust, Mortgage · Line of Credit CREWS BANK & TRUST |
| May 20, 2022 | Deed of Trust, Mortgage · Line of Credit CHARLOTTE STATE BANK & TRUST |
| Oct 15, 2019 | Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 15, 2019 · Amount on Record |
| Deed Sale | Oct 15, 2019 · Amount on Record |
| Prior Sale | Jun 27, 2006 · Amount on Record |
| Deed Document Number | 20192751808 |
| Deed Book / Page | 4493 / 1382 |
| Prior Transfer Date | May 4, 2009 |
| Prior Transfer Doc | 0033841407 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 436 CAICOS DR, PUNTA GORDA, FL 33950-5880 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2024 |
| Name | Verified Name |
|---|---|
| Address | 436 CAICOS DR, PUNTA GORDA, FL 33950-5880 |
| Document Number | 0003361886 |
|---|---|
| Date | Jan 24, 2024 |
| Instrument | 3361886 |
| Name | CREWS BANK & TRUST |
|---|---|
| Type | Bank |
| Address | WAUCHULA, FL 33873 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 25, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 436 CAICOS DR, PUNTA GORDA, FL 33950-5880 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2022 |
| Name | Verified Name |
|---|---|
| Address | 436 CAICOS DR, PUNTA GORDA, FL 33950-5880 |
| Document Number | 0049871243 |
|---|---|
| Date | May 20, 2022 |
| Book Page | 4987/1243 |
| Instrument | 3104919 |
| Name | CHARLOTTE STATE BANK & TRUST |
|---|---|
| Type | Bank |
| Address | PORT CHARLOTTE, FL 33953 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 25, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Oct 15, 2019 |
| Property Address | 436 CAICOS DR, PUNTA GORDA, FL 33950-5880 |
| Document Number | 0044931382 |
| Book / Page | 004493 / 001382 |
| Instrument Date | Oct 11, 2019 |
| Instrument | 2751808 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,109.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 436 CAICOS DR PUNTA GORDA FL 339505880, PUNTA GORDA, FL 33950-5880 |
| Document Number | 44931384 |
|---|---|
| Date | Oct 15, 2019 |
| Book Page | 004493/001384 |
| Instrument | 2751809 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 14, 2049 |
Source: Charlotte County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Municipality | Punta Gorda City |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,088.00 (-11.2%) Homeowner's exemption | $527,712 (+5.99%) | $699,957 (-4.81%) Land $306,000 Building $393,957 |
| 2024 | $9,108.00 (+2.43%) | ||
| 2023 | $8,892.00 (+4.11%) Homeowner's exemption | $497,903 (+3%) | $735,312 (-0.25%) Land $360,000 Building $375,312 |
| 2022 | $8,541.00 Homeowner's exemption | $483,401 | $737,165 Land $255,000 Building $482,165 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 490 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 789 units insured incl. 299 condo units |
| Nearby Flood Claims | 103 (1986–2024) |
| Most Recent Claim | Nov 2024 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| BridgeMAXX Suncoast Broadband Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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