421 Caicos Dr, Punta Gorda, FL 33950 Property Records

Charlotte County property record for 421 Caicos Dr, Punta Gorda, FL 33950

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,741 sqft · built 1982
Lot Size	0.22 acres (9,599 sqft)
Owner	Owner Name on Record
Last Sale	$200,000 (Jun 2010)
Tax Bill	$4,941 (2025)
Deeds & Mortgages	Jun 2020 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`41-22-12-408-011`

Property Details

APN / Parcel Number

Primary APN	`41-22-12-408-011`
Alternative APNs	`0095036-000500-3` `10004691606`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,741 sqft Living Area
Gross Area	2,716 sqft

Exterior

Year Built	Built 1982
Architectural Style	Other
Exterior Material	Concrete Block
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Ceramic Tile
Lot Area	9,599 sqft (0.22 acres)
Garage Area	483 sqft
Driveway	Driveway
Driveway Area	512 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	28 sqft
Porch	Open Porch
Porch Area	492 sqft
Loading Dock	105 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	10004691606
Old Parcel Number	00950360005003
Street Address	421 CAICOS DR
City	PUNTA GORDA
State	FL
Zip	33950-5877
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GS-3.5
Legal Description	PGI 011 0096 0019 PUNTA GORDA ISLES SEC11 BLK96 LT 19 541/1174 637/1179 2285/1124 DC3483/1587-JCS DC3483/1588-LMS AFF
Legal Range	22E
Legal Township	41S
Legal Section	12
Legal Subdivision	PUNTA GORDA ISLES
Legal Block	96
Legal Lot Number	19
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	1
Census Block	1000
Census Tract	10402

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Owner Name on Record
Mailing Address	421 CAICOS DR, PUNTA GORDA, FL 33950-5877
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2010 · Amount on Record
Deed Sale	Jun 1, 2010 · Amount on Record
Prior Sale	Aug 11, 2003
Deed Document Number	1939798
Deed Book / Page	3483 / 1591
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	421 CAICOS DR, PUNTA GORDA, FL 33950-5877
Document Number	0045910104
Instrument Date	Jun 18, 2020
Transaction Type	Mortgage
Record Updated	Aug 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	421 CAICOS DR PUNTA GORDA FL 339505877, PUNTA GORDA, FL 33950-5877

Mortgage

Document Number	0045910104
Date	Jun 23, 2020
Book Page	004591/000104
Instrument	2823208

Lender

Name	ACHIEVA CU
Type	Credit Union
Address	DUNEDIN, FL 34697

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 22, 2045

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Municipality	Punta Gorda City
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,941.00 (-15.51%) Homeowner's exemption	$338,344 (+5.99%)	$579,524 (+1.75%) Land $334,000 Building $245,524
2023	$5,848.00 (+5.03%) Homeowner's exemption	$319,232 (+3%)	$569,561 (+5.41%) Land $334,000 Building $235,561
2022	$5,568.00 Homeowner's exemption	$309,934	$540,306 Land $236,300 Building $304,006

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 490 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	789 units insured incl. 299 condo units
Nearby Flood Claims	103 (1986–2024)
Most Recent Claim	Nov 2024
Claims by Event	Hurricane Milton, Oct 2024 · 45 claims Hurricane Irma, Sep 2017 · 8 claims Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 27 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20