Schoharie County and Cobleskill Town property record for 436 Barnerville Rd, Howes Cave, NY 12092
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,649 sqft · built 2007 |
| Lot Size | 1.72 acres (74,923 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $268,000 (Oct 2017) |
| Tax Bill | $7,226 (2026) |
| Deeds & Mortgages | Mar 2024 Sale Oct 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 432689 57.-1-7.125 |
| Primary APN | 432689 57.-1-7.125 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,649 sqft Living Area |
| 1st Floor Area | 1,649 sqft |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Contemporary |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 74,923 sqft (1.72 acres) |
| Lot Width | 173 ft Width |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 488 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 435J208001 |
|---|---|
| Street Address | 436 BARNERVILLE RD |
| City | HOWES CAVE |
| State | NY |
| Zip | 12092-2100 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Block | 1 |
| Legal Lot Number | 7.125 |
| Jurisdiction | SCHOHARIE NY |
| Township / Civil Division | COBLESKILL |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 740200 |
436 Barnerville Rd is owner-occupied and held in a trust since October 2017.
Source: Schoharie County and Cobleskill Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 436 BARNERVILLE RD, HOWES CAVE, NY 12092-2100 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Mar 14, 2024 | Warranty Deed, Transfer |
| Oct 10, 2017 | Deed of Trust, Mortgage KEY BANK NA |
| Oct 10, 2017 | Deed, Transfer NOT AVAILABLE, SUSAN DEVOE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 10, 2017 · Amount on File |
| Deed Sale | Oct 10, 2017 · Amount on File |
| Prior Sale | Apr 30, 2007 · Amount on File |
| Deed Book / Page | 1055 / 208 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Recording Date | Mar 14, 2024 |
| Property Address | 436 BARNERVILLE RD, HOWES CAVE, NY 12092-2100 |
| Document Number | 0001208/83 |
| Book / Page | 1208 / 83 |
| Instrument Date | Mar 4, 2024 |
| Instrument | 824595 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Irrevocable Trust |
| Address | 6 ASHGROWN WAY, REISTERSTOWN, MD 21136-5650 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Property Address | 436 BARNERVILLE RD, HOWES CAVE, NY 12092-2100 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 000000726486 |
|---|---|
| Date | Oct 10, 2017 |
| Book Page | 0000001776/0000000256 |
| Instrument | 000000726486 |
| Name | KEY BANK NA |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 351 Months |
| Due | Jan 1, 2047 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Recording Date | Oct 10, 2017 |
| Property Address | 436 BARNERVILLE RD, HOWES CAVE, NY 12092-2100 |
| Document Number | 0000001055/0000000208 |
| Book / Page | 0000001055 / 0000000208 |
| Instrument Date | Sep 27, 2017 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2022 |
| Title Company | NOT AVAILABLE, SUSAN DEVOE |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 436 BARNERVILLE RD, HOWES CAVE, NY 12092-2100 |
The 2026 property tax bill for 436 Barnerville Rd was $7,226, up 6.1% from the year before.
Source: Schoharie County and Cobleskill Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Cobleskill Town |
| Unified School District | Cobleskill-Richmondville Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,226.00 (+6.09%) | ||
| 2025 | $6,811.00 | $149,900 Land $13,000 Building $136,900 | $305,918 Land $26,531 Building $279,387 |
| 2023 | $149,900 Land $13,000 Building $136,900 | $262,982 Land $22,807 Building $240,175 | |
| 2020 | $6,629.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 436 Barnerville Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1996–2011) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 436 Barnerville Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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