Schoharie County and Cobleskill Town property record for 533 Barnerville Rd, Howes Cave, NY 12092
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,597 sqft · built 1840 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $2,441 (2026) |
| Deeds & Mortgages | Jul 2017 Line of Credit Apr 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 432689 57.-1-28 |
| Primary APN | 432689 57.-1-28 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,597 sqft Living Area |
| 1st Floor Area | 1,031 sqft |
| 2nd Floor Area | 454 sqft |
| Upper Floors Area | 112 sqft |
| Year Built | Built 1840 |
|---|---|
| Effective Year Built | Effective 1840 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 17,424 sqft (0.4 acres) |
| Lot Dimensions | 90 ft deep x 320 ft wide |
| Porch | Slab |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 435J100085 |
|---|---|
| Street Address | 533 BARNERVILLE RD |
| City | HOWES CAVE |
| State | NY |
| Zip | 12092-2000 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | HSE & TRAILER 320 X 90 05700000010280000000 |
| Legal Block | 1 |
| Legal Lot Number | 28.000 |
| Jurisdiction | SCHOHARIE NY |
| Township / Civil Division | COBLESKILL |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 740200 |
Source: Schoharie County and Cobleskill Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 533 BARNERVILLE RD, HOWES CAVE, NY 12092-2000 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Jul 17, 2017 | Deed of Trust, Mortgage · Line of Credit NBT BANK NA |
| Apr 12, 2017 | Intrafamily Transfer, Transfer NOT AVAILABLE, CRAIG MORLANG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Apr 5, 2017 |
| Transfer Doc | 0000001042/000000008 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Property Address | 533 BARNERVILLE RD, HOWES CAVE, NY 12092-2000 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000001766/0000000042 |
|---|---|
| Date | Jul 17, 2017 |
| Book Page | 0000001766/0000000042 |
| Instrument | 000000722885 |
| Name | NBT BANK NA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Recording Date | Apr 12, 2017 |
| Property Address | 533 BARNERVILLE RD, HOWES CAVE, NY 12092-2000 |
| Document Number | 0000001042/0000000086 |
| Book / Page | 0000001042 / 0000000086 |
| Instrument Date | Apr 5, 2017 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2022 |
| Title Company | NOT AVAILABLE, CRAIG MORLANG |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 169 CAMPUS DR, COBLESKILL, NY 12043-5031 |
Source: Schoharie County and Cobleskill Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Cobleskill Town |
| Unified School District | Cobleskill-Richmondville Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,441.00 (-2.32%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $2,499.00 (+142.86%) | $55,000 (-) Land $5,000 Building $50,000 | $112,245 (+16.33%) Land $10,204 Building $102,041 |
| 2023 | $55,000 Land $5,000 Building $50,000 | $96,491 Land $8,772 Building $87,719 | |
| 2020 | $1,029.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 6 (1996–2011) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Sep 2011 · Remnants Of Tropical Storm Lee |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| MIDTEL Fiber | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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