Wright County property record for 436 3rd St NW, Saint Michael, MN 55376
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 904 sqft · built 1991 |
| Lot Size | 0.26 acres (11,336 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $269,000 (Oct 2025) |
| Tax Bill | $2,818 (2026) |
| Deeds & Mortgages | Mar 2022 Mortgage Oct 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 114-056-001010 |
| Primary APN | 114-056-001010 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 904 sqft Living Area |
| 1st Floor Area | 904 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Dome |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 11,336 sqft (0.26 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 436 3RD ST NW |
|---|---|
| City | SAINT MICHAEL |
| State | MN |
| Zip | 55376-9755 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-11 TWP-120 RANGE-024 ST MICHAEL HEIGHTS 5TH ADDN LOT-001 BLOCK-001 1 BLOCK-001 |
| Legal Range | 024 |
| Legal Township | 120 |
| Legal Section | 11 |
| Legal Subdivision | MICHAEL HEIGHTS |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | WRIGHT MN |
| Township / Civil Division | ST. MICHAEL |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 100803 |
Source: Wright County records · APN 114-056-001010
Assessment roll updated July 20, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 436 3RD ST NW, SAINT MICHAEL, MN 55376-9755 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 16, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Oct 31, 2025 | Warranty Deed, Transfer · Conventional Mortgage FLORIDA CAPITAL BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 31, 2025 · Amount on Record |
| Deed Sale | Oct 31, 2025 · Amount on Record |
| Prior Sale | Jul 30, 2013 · Amount on Record |
| Deed Document Number | 20251588730 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WRIGHT MN |
| Property Address | 436 3RD ST NW, SAINT MICHAEL, MN 55376-9755 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2025 |
| Title Company | HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TTL |
| Name | Verified Name |
|---|
| Document Number | 00A1501399 |
|---|---|
| Date | Mar 16, 2022 |
| Instrument | A1501399 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WRIGHT MN |
| Recording Date | Oct 31, 2025 |
| Property Address | 436 3RD ST NW, SAINT MICHAEL, MN 55376-9755 |
| Document Number | 00A1588730 |
| Instrument Date | Sep 26, 2025 |
| Instrument | A1588730 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2025 |
| Title Company | BURNETT TITLE, BURNET TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $887.70 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 436 3RD ST NW, SAINT MICHAEL, MN 55376-9755 |
| Document Number | 00A1588731 |
|---|---|
| Date | Oct 31, 2025 |
| Instrument | A1588731 |
| Name | FLORIDA CAPITAL BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2055 |
Source: Wright County records · Assessment roll updated July 20, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Wright County |
| Municipality | St. Michael City |
| Unified School District | St. Michael-Albertville School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,818.00 (+8.05%) | $266,400 (+3.22%) Land $105,000 Building $161,400 | $266,400 (+3.22%) Land $105,000 Building $161,400 |
| 2025 | $2,608.00 (-1.51%) | $258,100 (+0.16%) Land $107,000 Building $151,100 | $258,100 (+0.16%) Land $107,000 Building $151,100 |
| 2023 | $2,648.00 (+6.09%) | $257,700 Land $105,900 Building $151,800 | $257,700 Land $105,900 Building $151,800 |
| 2022 | $2,496.00 |
Source: FEMA National Flood Hazard Layer as of April 19, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Lumen Technologies, Verizon.
Based on FCC filings for 289 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Joint Powers Water Board serves 30,922 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Copper | 1.56 mg/L (2026) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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