424 3rd St NW, Saint Michael, MN 55376 Property Records

Wright County property record for 424 3rd St NW, Saint Michael, MN 55376

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 905 sqft · built 1991
Lot Size	0.234 acres (10,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$302,500 (Apr 2021)
Tax Bill	$3,446 (2026)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Jun 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`114-049-002010`

Property Details

APN / Parcel Number

Primary APN	`114-049-002010`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	905 sqft Living Area
1st Floor Area	905 sqft
Basement Area	600 sqft
Finished Basement	600 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1998
Architectural Style	Dome
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,200 sqft (0.234 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Deck Area	402 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	424 3RD ST NW
City	SAINT MICHAEL
State	MN
Zip	55376-9755
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-11 TWP-120 RANGE-024 ST MICHAEL HEIGHTS 3RD ADDN LOT-001 BLOCK-002 1 BLOCK-002
Legal Range	024
Legal Township	120
Legal Section	11
Legal Subdivision	MICHAEL HEIGHTS
Legal Block	2
Legal Lot Number	1
Jurisdiction	WRIGHT MN
Township / Civil Division	ST. MICHAEL
Census Block Group	2
Census Block	2014
Census Tract	100803

Owner

Source: Wright County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	424 3RD ST NW, SAINT MICHAEL, MN 55376-9755
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2021	Warranty Deed, Transfer · Conventional Mortgage ALERUS FINANCIAL NA
Jun 13, 2018	Warranty Deed, Transfer EDINA REALTY TITLE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2021 · Amount on Record
Deed Sale	Apr 20, 2021 · Amount on Record
Prior Sale	Jun 13, 2018 · Amount on Record
Deed Document Number	20211467223
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Apr 20, 2021
Property Address	424 3RD ST NW, SAINT MICHAEL, MN 55376-9755
Document Number	0001467223
Instrument Date	Apr 16, 2021
Instrument	1467223
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	WANTACLEAR TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$998.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	424 3RD ST NW, SAINT MICHAEL, MN 55376-9755

Mortgage

Document Number	0001467224
Date	Apr 20, 2021
Instrument	1467224

Lender

Name	ALERUS FINANCIAL NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Jun 13, 2018
Property Address	424 3RD ST NW, SAINT MICHAEL, MN 55376-9755
Document Number	0001372178
Instrument Date	May 18, 2018
Instrument	1372178
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	EDINA REALTY TITLE INC

Transaction

Amount	Amount Recorded
Tax	$778.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	424 3RD ST NW, SAINT MICHAEL, MN 55376-9755

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wright County
Municipality	St. Michael City
Unified School District	St. Michael-Albertville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,446.00 (+12.98%)	$314,700 (+2.27%) Land $105,000 Building $209,700	$314,700 (+2.27%) Land $105,000 Building $209,700
2025		$307,700 (+3.32%) Land $107,000 Building $200,700	$307,700 (+3.32%) Land $107,000 Building $200,700
2023	$3,050.00 (+4.1%)	$297,800 Land $105,900 Building $191,900	$297,800 Land $105,900 Building $191,900
2022	$2,930.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Joint Powers Water Board serves 30,922 people · EPA ID MN1860024
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.56 mg/L (2026) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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