4359 E Lone Cactus Dr, Phoenix, AZ 85050 Property Records

Maricopa County property record for 4359 E Lone Cactus Dr, Phoenix, AZ 85050

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,661 sqft · built 1996
Lot Size	0.12 acres (5,264 sqft)
Owner	Individual Name on Record
Last Sale	$353,000 (Apr 2019)
Tax Bill	$2,794 (2025)
Deeds & Mortgages	May 2023 Mortgage May 2019 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`212-34-488`

Property Details

APN / Parcel Number

Primary APN	`212-34-488`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,661 sqft Living Area
1st Floor Area	1,661 sqft

Exterior

Year Built	Built 1996
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	5,264 sqft (0.12 acres)
Parking Spaces	2 Parking Spaces
Pool Area	230 sqft
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	4359 E LONE CACTUS DR
City	PHOENIX
State	AZ
Zip	85050-6891
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	M-L
Legal Description	DESERT RIDGE PARCEL 7.9 MCR 403-14
Legal Range	04E
Legal Township	04N
Legal Section	19
Legal Quarter	NE
Quarter-Quarter Section	NW
Legal Subdivision	DESERT RIDGE PARCEL 7.9
Legal Lot Number	563
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1007
Census Tract	615100

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4359 E LONE CACTUS DR, PHOENIX, AZ 85050-6891
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2023	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
May 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FINANCIAL INC
Nov 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FINANCIAL INC
Apr 15, 2019	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL INC
Jan 18, 2018	Loan Modification, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 2019 · Amount on Record
Deed Sale	Apr 15, 2019 · Amount on Record
Prior Sale	Jun 11, 2010 · Amount on Record
Deed Document Number	20190263950
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4359 E LONE CACTUS DR, PHOENIX, AZ 85050-6891
Transaction Type	Mortgage
Record Updated	May 15, 2023
Title Company	MAGNUS TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4359 E LONE CACTUS DR, PHOENIX, AZ 85050-6891

Mortgage

Document Number	0000223255
Date	May 1, 2023
Instrument	20230223255

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4359 E LONE CACTUS DR, PHOENIX, AZ 85050-6891
Transaction Type	Mortgage
Record Updated	Jun 22, 2021
Title Company	LAWYERS TITLE OF ARIZONA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4359 E LONE CACTUS DR, PHOENIX, AZ 85050-6891

Mortgage

Document Number	0000349370
Date	May 14, 2019
Instrument	20190349370

Lender

Name	AMERIFIRST FINANCIAL INC
Type	Funding / Finance Company
Address	GILBERT, AZ 85297

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2049

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4359 E LONE CACTUS DR, PHOENIX, AZ 85050-6891
Transaction Type	Mortgage
Record Updated	Jun 22, 2021
Title Company	DRIGGS TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4359 E LONE CACTUS DR, PHOENIX, AZ 85050-6891

Mortgage

Document Number	0001171219
Date	Nov 30, 2020
Instrument	20201171219

Lender

Name	AMERIFIRST FINANCIAL INC
Type	Mortgage Company
Address	GILBERT, AZ 85297

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Apr 15, 2019
Property Address	4359 E LONE CACTUS DR, PHOENIX, AZ 85050-6891
Document Number	0000263950
Map Reference	MB 403 PG 14
Instrument Date	Apr 12, 2019
Instrument	20190263950
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	LAWYERS TITLE OF ARIZONA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12766 S TIMBER RUN DR, 12766, RIVERTON, UT 84096-7430

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4359 E LONE CACTUS DR, PHOENIX, AZ 85050-6891

Mortgage

Document Number	0000263951
Date	Apr 15, 2019
Instrument	20190263951

Lender

Name	AMERIFIRST FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

January 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MARICOPA AZ
Property Address	4359 E LONE CACTUS DR, PHOENIX, AZ 85050-6891
Document Number	0000099462
Instrument Date	Jan 18, 2018
Transaction Type	Mortgage
Record Updated	Feb 14, 2018
Title Company	TITLE SOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4359 E LONE CACTUS DR PHOENIX AZ 850506891, PHOENIX, AZ 85050-6891

Mortgage

Document Number	0000099462
Date	Feb 8, 2018
Instrument	99462

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 7, 2048

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Paradise Valley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$54,530 (+5.17%)	$545,300 (+5.17%) Land $109,000 Building $436,300
2025	$2,794.00 (+5.99%)
2024		$51,850	$518,500 Land $103,700 Building $414,800
2022	$2,636.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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