4358 E Lone Cactus Dr, Phoenix, AZ 85050 Property Records

Maricopa County property record for 4358 E Lone Cactus Dr, Phoenix, AZ 85050

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,661 sqft · built 1996
Lot Size	0.129 acres (5,611 sqft)
Owner	2 Company Names on Record
Last Sale	$575,000 (Jun 2021)
Tax Bill	$2,479 (2025)
Deeds & Mortgages	Jan 2024 Transfer Jul 2018 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`212-34-496`

Property Details

APN / Parcel Number

Primary APN	`212-34-496`
Alternative APN	`212344961`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,661 sqft Living Area
Gross Area	1,789 sqft
1st Floor Area	1,661 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	5,611 sqft (0.129 acres)
Parking Spaces	2 Parking Spaces
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4358 E LONE CACTUS DR
City	PHOENIX
State	AZ
Zip	85050-6890
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	M-L
Legal Description	DESERT RIDGE PARCEL 7.9 MCR 403-14
Legal Range	4E
Legal Township	4N
Legal Section	19
Legal Subdivision	DESERT RIDGE PARCEL 7.9
Legal Lot Number	571
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1000
Census Tract	615100

Owner

Source: Maricopa County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	4358 E LONE CACTUS DR, PHOENIX, AZ 85050-6890
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2024	Intrafamily Transfer, Transfer
Jul 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jun 23, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2021 · Amount on Record
Deed Sale	Jun 23, 2021 · Amount on Record
Prior Sale	Dec 18, 2014 · Amount on Record
Deed Document Number	2021689871
Prior Transfer Date	Oct 23, 2020
Prior Transfer Doc	0001027457
Record Updated	Oct 29, 2026

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Jan 19, 2024
Property Address	4358 E LONE CACTUS DR, PHOENIX, AZ 85050-6890
Document Number	0000028791
Map Reference	MB 43 PG 14
Instrument Date	Dec 13, 2023
Instrument	20240028791
Transaction Type	Transfer
Record Updated	Jan 29, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4358 E LONE CACTUS DR, PHOENIX, AZ 85050-6890

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4358 E LONE CACTUS DR, PHOENIX, AZ 85050-6890

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4358 E LONE CACTUS DR, PHOENIX, AZ 85050-6890
Transaction Type	Mortgage
Record Updated	Jul 18, 2022
Title Company	DRIGGS TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000549654
Date	Jul 20, 2018
Instrument	20180549654

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2038

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jun 23, 2021
Property Address	4358 E LONE CACTUS DR, PHOENIX, AZ 85050-6890
Document Number	0000689871
Map Reference	MB 403 PG 14
Instrument Date	Jun 21, 2021
Instrument	20210689871
Transaction Type	Transfer
Record Updated	Jul 18, 2022
Title Company	VALLEYWIDE TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4358 E LONE CACTUS DR, 4358, PHOENIX, AZ 85050-6890

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	4358 E LONE CACTUS DR, PHOENIX, AZ 85050-6890

Mortgage

Document Number	0000689872
Date	Jun 23, 2021
Instrument	20210689872

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Paradise Valley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$52,100 (+67.74%)	$521,000 (+2.84%) Land $104,200 Building $416,800
2025	$2,479.00 (-3.16%)	$31,060 (-37.69%)	$506,600 (+1.62%) Land $101,300 Building $405,300
2024		$49,850 (+21.73%)	$498,500 (+21.73%) Land $99,700 Building $398,800
2023	$2,560.00 (+0.95%)	$40,950 Land $8,190 Building $32,760	$409,500 Land $81,900 Building $327,600
2022	$2,536.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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