4358 Silversmith Ln, Independence, KY 41051 Property Records

Kenton County property record for 4358 Silversmith Ln, Independence, KY 41051

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,986 sqft · built 2005
Lot Size0.83 acres (36,155 sqft)
Owner2 Individual Names on File
Last Sale$175,000 (Apr 2008)
Tax Bill$3,370 (2025)
Deeds & MortgagesNov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN046-00-02-068.00

Property Details

APN / Parcel Number

Primary APN046-00-02-068.00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,986 sqft Finished Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeConcrete
Lot Area36,155 sqft (0.83 acres)
Lot Dimensions289 ft deep x 57 ft wide
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address4358 SILVERSMITH LN
CityINDEPENDENCE
StateKY
Zip41051-8385
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionREVERES CROSSING SEC 5 LOT 68
Legal SubdivisionREVERES CROSSING
Legal Phase5
Legal Lot Number68
JurisdictionKENTON KY
Township / Civil DivisionINDEPENDENCE
Census Block Group1
Census Block1041
Census Tract63606

Owner

4358 Silversmith Ln is owned and occupied by two individuals who bought it in April 2008.

Source: Kenton County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address4358 SILVERSMITH LN, INDEPENDENCE, KY 41051-8385
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 16, 2008 · Amount on File
Deed SaleApr 16, 2008 · Amount on File
Prior SaleOct 11, 2007 · Amount on File
Deed Document Number200804 16 059 00030
Deed Book / Page2305 / 222
Prior Transfer DateMar 18, 2008
Prior Transfer Doc0005900026
Record UpdatedOct 29, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address4358 SILVERSMITH LN, INDEPENDENCE, KY 41051-8385
Document Number0000000003
Instrument DateNov 16, 2020
Transaction TypeMortgage
Record UpdatedDec 22, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4358 SILVERSMITH LN INDEPENDENCE KY 410518385, INDEPENDENCE, KY 41051-8385

Mortgage

Document Number0000000003
DateNov 24, 2020
Book Page00M131/000084
Instrument3
Lender
NameCHURCHILL MTG
TypeMortgage Company
AddressBRENTWOOD, TN 37027
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueNov 23, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 4358 Silversmith Ln was $3,370.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityIndependence City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$289,800 (-) Land $45,000 Building $244,800$289,800 (-) Land $45,000 Building $244,800
2025$3,370.00$289,800 Land $45,000 Building $244,800$289,800 Land $45,000 Building $244,800
2023$2,891.00$229,100 Land $40,000 Building $189,100$229,100 Land $40,000 Building $189,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4358 Silversmith Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4358 Silversmith Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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