Kenton County property record for 4354 Silversmith Ln, Independence, KY 41051
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,861 sqft · built 2004 |
| Lot Size | 1.15 acres (50,094 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $215,000 (Nov 2006) |
| Tax Bill | $3,615 (2025) |
| Deeds & Mortgages | Feb 2026 Transfer Oct 2025 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 046-00-02-067.00 |
| Primary APN | 046-00-02-067.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,861 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Concrete |
| Lot Area | 50,094 sqft (1.15 acres) |
| Lot Dimensions | 229 ft deep x 42 ft wide |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 4354 SILVERSMITH LN |
|---|---|
| City | INDEPENDENCE |
| State | KY |
| Zip | 41051-8385 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | REVERES CROSSING SEC 5 LOT 67 |
| Legal Subdivision | REVERES CROSSING |
| Legal Phase | 5 |
| Legal Lot Number | 67 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 63606 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6279 CLEARCHASE XING, INDEPENDENCE, KY 41051-8423 |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
| Date | Document |
|---|---|
| Feb 25, 2026 | Intrafamily Transfer, Transfer |
| Oct 20, 2025 | Intrafamily Transfer, Transfer |
| Oct 20, 2025 | Intrafamily Transfer, Transfer |
| Jul 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 20, 2006 · Amount on Record |
| Deed Sale | Nov 20, 2006 · Amount on Record |
| Prior Sale | Jul 7, 2005 · Amount on Record |
| Deed Document Number | 200611 20 059 00279 |
| Deed Book / Page | 2018 / 104 |
| Last Transfer Date | Feb 17, 2026 |
| Transfer Doc | 0000003781 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Feb 25, 2026 |
| Property Address | 4354 SILVERSMITH LN, INDEPENDENCE, KY 41051-8385 |
| Document Number | 0000003781 |
| Book / Page | 391 / 890 |
| Map Reference | SL A-500 |
| Instrument Date | Feb 17, 2026 |
| Instrument | 26059000003781 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6279 CLEARCHASE XING, INDEPENDENCE, KY 41051-8423 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 6279 CLEARCHASE XING, INDEPENDENCE, KY 41051-8423 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Oct 20, 2025 |
| Property Address | 4354 SILVERSMITH LN, INDEPENDENCE, KY 41051-8385 |
| Document Number | 0005900203 |
| Book / Page | KC 369 / 949 |
| Map Reference | SL A-500 |
| Instrument Date | Oct 20, 2025 |
| Instrument | 25102005900203 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4354 SILVERSMITH LN, INDEPENDENCE, KY 41051-8385 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 6279 CLEARCHASE XING, INDEPENDENCE, KY 41051-8423 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Oct 20, 2025 |
| Property Address | 4354 SILVERSMITH LN, INDEPENDENCE, KY 41051-8385 |
| Document Number | 0005900204 |
| Book / Page | KC 369 / 951 |
| Instrument Date | Oct 20, 2025 |
| Instrument | 25102005900204 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4354 SILVERSMITH LN, INDEPENDENCE, KY 41051-8385 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 6279 CLEARCHASE XING, INDEPENDENCE, KY 41051-8423 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 4354 SILVERSMITH LN, INDEPENDENCE, KY 41051-8385 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0005900331 |
|---|---|
| Date | Jul 20, 2021 |
| Book Page | 244/764 |
| Instrument | 21072005900331 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Independence City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $310,900 (-) Land $50,000 Building $260,900 | $310,900 (-) Land $50,000 Building $260,900 | |
| 2025 | $3,615.00 (+16.84%) | $310,900 (+23.08%) Land $50,000 Building $260,900 | $310,900 (+23.08%) Land $50,000 Building $260,900 |
| 2024 | $3,094.00 (-2.92%) | $252,600 (-) Land $40,000 Building $212,600 | $252,600 (-) Land $40,000 Building $212,600 |
| 2023 | $3,187.00 | $252,600 Land $40,000 Building $212,600 | $252,600 Land $40,000 Building $212,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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