4358 Silver Ct, Gulf Breeze, FL 32563 Property Records

Santa Rosa County property record for 4358 Silver Ct, Gulf Breeze, FL 32563

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,578 sqft · built 2016
Lot Size	0.303 acres (13,199 sqft)
Owner	Individual Name on File
Last Sale	$305,200 (Oct 2021)
Tax Bill	$3,386 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-2S-28-4720-00C00-0380`

Property Details

APN / Parcel Number

Primary APN	`27-2S-28-4720-00C00-0380`
Alternative APN	`S28227472000C000380`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,578 sqft Living Area
Gross Area	2,345 sqft
1st Floor Area	1,578 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	13,199 sqft (0.303 acres)
Lot Dimensions	153 ft deep x 52 ft wide
Garage Type	Attached
Garage Area	438 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	139 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4358 SILVER CT
City	GULF BREEZE
State	FL
Zip	32563-8141
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SANTA ROSA SHORES EAST LOT 38 BLK C AS DES IN OR 4196 PG 732
Legal Range	28W
Legal Township	2S
Legal Section	27
Legal Subdivision	SR SHORES EAST
Legal Block	C
Legal Lot Number	38
Jurisdiction	SANTA ROSA FL
Township / Civil Division	MIDWAY
Census Block Group	4
Census Block	4008
Census Tract	10814

Owner

4358 Silver Ct is owned and occupied by an individual who bought it in October 2021.

Source: Santa Rosa County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	4358 SILVER CT, GULF BREEZE, FL 32563-8141
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2021 · Amount on File
Deed Sale	Oct 20, 2021 · Amount on File
Prior Sale	Aug 3, 2016 · Amount on File
Deed Document Number	202170350
Deed Book / Page	4196 / 732
Prior Transfer Date	Sep 18, 2012
Prior Transfer Doc	0000041578
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Oct 20, 2021
Property Address	4358 SILVER CT, GULF BREEZE, FL 32563-8141
Document Number	0041960732
Book / Page	4196 / 732
Map Reference	MB B PG 138
Instrument Date	Oct 19, 2021
Instrument	202170350
Transaction Type	Transfer
Record Updated	Nov 24, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,136.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16175 JOHN MORRIS RD # 139, 16175, FORT MYERS, FL 33908-3030

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4358 SILVER CT, GULF BREEZE, FL 32563-8141

Mortgage

Document Number	4196735
Date	Oct 20, 2021
Instrument	4196/735

Lender

Name	CENTENNIAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 4358 Silver Ct was $3,386 with a homeowner's exemption, up 2.9% from the year before.

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,386.00 (+2.89%) Homeowner's exemption	$299,418 (+2.9%)	$303,182 (+4.19%) Land $55,000 Building $248,182
2024	$3,291.00 (-4.72%) Homeowner's exemption	$290,980 (+1.65%) Land $60,000 Building $230,980	$290,980 (-1.32%) Land $60,000 Building $230,980
2023	$3,454.00 (+2.61%) Homeowner's exemption	$286,246 (+3%)	$294,859 (+6.1%) Land $55,000 Building $239,859
2022	$3,366.00 Homeowner's exemption	$277,909	$277,909 Land $55,000 Building $222,909

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4358 Silver Ct in Zone X, an area of minimal flood risk, though there have been 418 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 343 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	343 in force
Nearby Flood Claims	418 (1995–2024)
Claims Outside the SFHA	108 of 418
Most Recent Claim	Dec 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 39 claims Hurricane Frances, Sep 2004 · 218 claims Hurricane Opal, Oct 1995 · 62 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4358 Silver Ct is moderate, ranking above 44% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDWAY WATER SYSTEM, INC. serves 21,196 people · EPA ID FL1570470
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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