4354 Silver Ct, Gulf Breeze, FL 32563 Property Records

Santa Rosa County property record for 4354 Silver Ct, Gulf Breeze, FL 32563

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,380 sqft · built 2009
Lot Size	0.257 acres (11,195 sqft)
Owner	2 Individual Names on File
Last Sale	$180,000 (Nov 2017)
Tax Bill	$2,815 (2024)
Deeds & Mortgages	Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-2S-28-4720-00C00-0390`

Property Details

APN / Parcel Number

Primary APN	`27-2S-28-4720-00C00-0390`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,380 sqft Heated Area
Gross Area	1,978 sqft
1st Floor Area	1,800 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2009
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	11,195 sqft (0.257 acres)
Lot Dimensions	1,220 ft deep x 720 ft wide
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	178 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	272S28472000C000390
Street Address	4354 SILVER CT
City	GULF BREEZE
State	FL
Zip	32563-8141
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SANTA ROSA SHORES EAST LOT 39 BLK C AS DES IN OR 3678 PG 1438
Legal Range	28W
Legal Township	02S
Legal Section	27
Legal Subdivision	SR SHORES EAST
Legal Block	C
Legal Lot Number	39
Jurisdiction	SANTA ROSA FL
Township / Civil Division	MIDWAY
Census Block Group	4
Census Block	4008
Census Tract	10814

Owner

4354 Silver Ct is owned and occupied by two individuals who bought it in November 2017.

Source: Santa Rosa County records, as of October 27, 2025

Owner of Record	2 Individual Names on File
Mailing Address	4354 SILVER CT, GULF BREEZE, FL 32563-8141
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2017 · Amount on File
Deed Sale	Nov 15, 2017 · Amount on File
Prior Sale	Sep 23, 2009 · Amount on File
Deed Document Number	201747528
Deed Book / Page	3678 / 1438
Record Updated	Jun 8, 2026

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Nov 15, 2017
Property Address	4354 SILVER CT, GULF BREEZE, FL 32563-8141
Document Number	0036781438
Book / Page	003678 / 001438
Instrument Date	Nov 8, 2017
Instrument	47528
Transaction Type	Transfer
Record Updated	Dec 8, 2017
Title Company	EMERALD COAST TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,260.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4354 SILVER CT GULF BREEZE FL 325638141, GULF BREEZE, FL 32563-8141

Mortgage

Document Number	36781440
Date	Nov 15, 2017
Book Page	003678/001440
Instrument	47529

Lender

Name	UNIVERSITY LNDG
Address	SOUTHFIELD, MI 48034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 14, 2047

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$2,815.00 (-7.37%) Homeowner's exemption	$254,149 (-0.98%) Land $60,000 Building $194,149	$254,149 (-0.98%) Land $60,000 Building $194,149
2023	$3,039.00 (-1.78%)	$256,669 (+7.4%) Land $55,000 Building $201,669	$256,669 (+7.4%) Land $55,000 Building $201,669
2022	$3,094.00	$238,982	$238,982 Land $55,000 Building $183,982

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4354 Silver Ct in Zone X, an area of minimal flood risk, though there have been 418 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 343 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	343 in force
Nearby Flood Claims	418 (1995–2024)
Claims Outside the SFHA	108 of 418
Most Recent Claim	Dec 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 39 claims Hurricane Frances, Sep 2004 · 218 claims Hurricane Opal, Oct 1995 · 62 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4354 Silver Ct is moderate, ranking above 44% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDWAY WATER SYSTEM, INC. serves 21,196 people · EPA ID FL1570470
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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