4358 Cartee Ave, Spring Hill, FL 34608 Property Records

Hernando County property record for 4358 Cartee Ave, Spring Hill, FL 34608

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,044 sqft · built 1976
Lot Size	0.204 acres (8,875 sqft)
Owner	2 Individual Names on Record
Last Sale	$215,000 (Dec 2025)
Tax Bill	$765 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage May 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5250-1664-0030`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5250-1664-0030`
Alternative APNs	`00431928` `431928`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,044 sqft Living Area
Gross Area	1,438 sqft
1st Floor Area	1,044 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1991
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,875 sqft (0.204 acres)
Lot Dimensions	118 ft deep x 75 ft wide
Garage Type	Carport
Garage Area	264 sqft
Carport	Carport
Carport Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Screened Porch
Porch Area	130 sqft
Utility Building	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00431928
Street Address	4358 CARTEE AVE
City	SPRING HILL
State	FL
Zip	34608-3507
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 25 BLK 1664 LOT 3 ORB 1247 PGS 1592-96
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UNIT 25
Legal Block	1664
Legal Lot Number	3
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2012
Census Tract	41103

Owner

Source: Hernando County records, as of January 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4358 CARTEE AVE, SPRING HILL, FL 34608-3507
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2025	Warranty Deed, Transfer · Conventional Mortgage SUNCOAST CU
May 27, 2020	Warranty Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2025 · Amount on Record
Deed Sale	Dec 16, 2025 · Amount on Record
Prior Sale	May 27, 2020 · Amount on Record
Deed Document Number	202586596
Deed Book / Page	4647 / 1456
Prior Transfer Date	Jul 29, 2025
Prior Transfer Doc	0045990635
Record Updated	Jun 8, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Dec 16, 2025
Property Address	4358 CARTEE AVE, SPRING HILL, FL 34608-3507
Document Number	0046471456
Book / Page	4647 / 1456
Map Reference	MB 10 PG 61
Instrument Date	Dec 12, 2025
Instrument	2025086596
Transaction Type	Transfer
Record Updated	Jan 12, 2026
Title Company	AMERICAN HOME TITLE/LAND O, AMERICAN HOME TTL OF LAND O

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,505.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3158 AMBASSADOR AVE, SPRING HILL, FL 34609-3103

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4358 CARTEE AVE, SPRING HILL, FL 34608-3507
Investor	Possibly a Property Investor

Mortgage

Document Number	0046471458
Date	Dec 16, 2025
Instrument	4647/1458

Lender

Name	SUNCOAST CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Type Change Date	Jan 1, 2036
Change Frequency	Annually
Min Rate At Change	3.12%
Max Rate At Change	7.12%
Index	1-Year T-Bill
Max Rate	11.1%

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	May 27, 2020
Property Address	4358 CARTEE AVE, SPRING HILL, FL 34608-3507
Document Number	0038431839
Book / Page	003843 / 001839
Instrument Date	May 26, 2020
Instrument	31602
Transaction Type	Transfer
Record Updated	Jul 21, 2020
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$770.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4358 CARTEE AVE SPRING HILL FL 346083507, SPRING HILL, FL 34608-3507

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$765.00 (+1,218.97%)	$46,491 (+5.99%)	$120,551 (+6.08%) Land $25,716 Building $94,835
2023		$43,865 Land $43,865
2022	$58.00		$113,645 Land $21,079 Building $92,566

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T.

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