4348 Cartee Ave, Spring Hill, FL 34608 Property Records

Hernando County property record for 4348 Cartee Ave, Spring Hill, FL 34608

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 924 sqft · built 1976
Lot Size	0.191 acres (8,325 sqft)
Owner	Individual Name on Record
Last Sale	$95,000 (Aug 2018)
Tax Bill	$1,662 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Dec 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5250-1664-0040`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5250-1664-0040`
Alternative APNs	`00431937` `431937`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	924 sqft Living Area
Gross Area	1,438 sqft
1st Floor Area	924 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1985
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,325 sqft (0.191 acres)
Lot Dimensions	110 ft deep x 78 ft wide
Garage Type	Carport
Garage Area	264 sqft
Carport	Carport
Carport Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Patio
Porch Area	160 sqft
Patio Area	50 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00431937
Street Address	4348 CARTEE AVE
City	SPRING HILL
State	FL
Zip	34608-3507
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 25 BLK 1664 LOT 4
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UNIT 25
Legal Block	1664
Legal Lot Number	4
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2012
Census Tract	41103

Owner

Source: Hernando County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	173 BALBOA AVE, SPRING HILL, FL 34606-5504
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Dec 8, 2022	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Aug 27, 2018	Warranty Deed, Transfer · FHA Mortgage VAN DYK MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 2018 · Amount on Record
Deed Sale	Aug 27, 2018 · Amount on Record
Prior Sale	Apr 13, 2004 · Amount on Record
Deed Document Number	201852032
Deed Book / Page	3617 / 363
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Recording Date	Jun 25, 2026
Property Address	4348 CARTEE AVE, SPRING HILL, FL 34608-3507
Document Number	0000043305
Book / Page	4727 / 1129
Instrument Date	May 26, 2026
Instrument	202643305
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4348 CARTEE AVE, SPRING HILL, FL 34608-3507

Mortgage

Document Number	0000043305,
Date	Jun 25, 2026
Book Page	4727/1129
Instrument	202643305

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	435 Months
Due	Sep 1, 2062

Interest

Rate	6.3%
Max Rate	-1%

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	4348 CARTEE AVE, SPRING HILL, FL 34608-3507
Transaction Type	Mortgage
Record Updated	Jan 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4348 CARTEE AVE, SPRING HILL, FL 34608-3507

Mortgage

Document Number	0042471412
Date	Dec 8, 2022
Book Page	4247/1412
Instrument	2022086681

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	477 Months
Due	Sep 1, 2062

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Aug 27, 2018
Property Address	4348 CARTEE AVE, SPRING HILL, FL 34608-3507
Document Number	0036170363
Book / Page	3617 / 0363
Map Reference	MB10 PG61-76
Instrument Date	Jul 27, 2018
Instrument	2018052032
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	CROWN TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$665.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15137 WILLOWOOD LN, 15137, BROOKSVILLE, FL 34604-8162

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	173 BALBOA AVE, SPRING HILL, FL 34606-5504

Mortgage

Document Number	2018052033
Date	Aug 27, 2018
Instrument	2018052033

Lender

Name	VAN DYK MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,662.00 (+77.19%) Homeowner's exemption	$107,425 (+5.99%)	$111,871 (+6.13%) Land $25,391 Building $86,480
2023		$101,356 (+3%) Land $17,873 Building $83,483
2022	$938.00 Homeowner's exemption	$98,404 Land $15,651 Building $82,753	$105,412 Land $20,813 Building $84,599

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T.

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