4356 Watermill Rd, Jay, FL 32565 Property Records

Santa Rosa County property record for 4356 Watermill Rd, Jay, FL 32565

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,031 sqft · built 1957
Lot Size	0.49 acres (21,344 sqft)
Owner	2 Individual Names on Record
Tax Bill	$645 (2024)
Deeds & Mortgages	Sep 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`23-5N-29-0000-01400-0000`

Property Details

APN / Parcel Number

Primary APN	`23-5N-29-0000-01400-0000`
Alternative APN	`N295230000014000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,031 sqft Living Area
Gross Area	1,175 sqft
1st Floor Area	1,031 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	21,344 sqft (0.49 acres)
Lot Dimensions	264 ft deep x 81 ft wide

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	144 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Convection

Location & Zoning

Street Address	4356 WATERMILL RD
City	JAY
State	FL
Zip	32565-1424
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-RR
Legal Description	DESCRIPTION UPDATE FOR 2023* 23-5N-29W BEGIN AT S E COR, OF S E4 OF N E4, SECTION 23, RUN W 81 FT AND COR, THN N 264 FT AND COR, THN E 81 FT AND COR, RUN S 264 FT TO POB. THIS PARCEL CONTAINING A FRACTION OF AN ACRE +/-. AS DES IN OR 4326 PG 1634
Legal Range	29W
Legal Township	5N
Legal Section	23
Jurisdiction	SANTA ROSA FL
Township / Civil Division	JAY
Census Block Group	2
Census Block	2007
Census Tract	10200

Owner

Source: Santa Rosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4737 COUNTRY MILL RD, JAY, FL 32565-2666
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 12, 2021
Transfer Doc	0043261634
Record Updated	Sep 20, 2026

September 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Sep 16, 2022
Property Address	4356 WATERMILL RD, JAY, FL 32565-1424
Document Number	0043261634
Book / Page	4326 / 1634
Instrument Date	May 12, 2021
Instrument	202253515
Transaction Type	Transfer
Record Updated	Oct 14, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4737 COUNTRY MILL RD, 4737, ALAFAYA, FL 32825

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$56,803 (+15.19%) Land $11,700 Building $45,103	$56,803 (+15.19%) Land $11,700 Building $45,103
2024	$645.00 (+5.74%)	$49,311 (+7.57%) Land $9,000 Building $40,311	$49,311 (+7.57%) Land $9,000 Building $40,311
2023	$610.00 (+7.21%)	$45,842 (+9.8%) Land $8,100 Building $37,742	$45,842 (+9.8%) Land $8,100 Building $37,742
2022	$569.00	$41,749	$41,749 Land $5,400 Building $36,349

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JAY, TOWN OF - UTILITIES DEPT. serves 1,834 people · EPA ID FL1570384
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20