Santa Rosa County property record for 4350 Watermill Rd, Jay, FL 32565
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,421 sqft · built 1958 |
| Lot Size | 0.489 acres (21,344 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $45,000 (May 2003) |
| Tax Bill | $382 (2024) |
| Deeds & Mortgages | Sep 2025 Mortgage Apr 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-5N-29-0000-01000-0000 |
| Primary APN | 23-5N-29-0000-01000-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,421 sqft Heated Area |
| Gross Area | 1,990 sqft |
| 1st Floor Area | 1,421 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Exterior Material | Concrete Block |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 21,344 sqft (0.489 acres) |
| Lot Dimensions | 2,640 ft deep x 810 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Open Porch |
|---|---|
| Porch Area | 261 sqft |
| Patio Area | 112 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating System | Convection |
| Account Number | 235N290000010000000 |
|---|---|
| Street Address | 4350 WATERMILL RD |
| City | JAY |
| State | FL |
| Zip | 32565-1424 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG-RR |
| Legal Description | BEG SE CORN OF SE4 OF NE4 TH W 162 FT TO POB TH N 264 FT TH W 81 FT TH S 264 FT TH E 81 FT TO POB AS DES IN OR 3615 PG 1950 |
| Legal Range | 29W |
| Legal Township | 05N |
| Legal Section | 23 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | JAY |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 10200 |
Source: Santa Rosa County records, as of October 27, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4350 WATERMILL RD, JAY, FL 32565-1424 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 30, 2025 | Deed of Trust, Mortgage SANTA ROSA COUNTY |
| Apr 18, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 27, 2003 · Amount on Record |
| Deed Sale | May 27, 2003 · Amount on Record |
| Prior Sale | May 27, 2003 · Amount on Record |
| Deed Document Number | 0021451496 |
| Last Transfer Date | Apr 18, 2017 |
| Transfer Doc | 0036151950 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 4350 WATERMILL RD, JAY, FL 32565-1424 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4350 WATERMILL RD, JAY, FL 32565-1424 |
| Document Number | 0046640334 |
|---|---|
| Date | Sep 30, 2025 |
| Book Page | 4664/334 |
| Instrument | 202546009 |
| Name | SANTA ROSA COUNTY |
|---|---|
| Type | Credit Union |
| Address | MILTON, FL 32583 |
| Amount | Amount Recorded |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Apr 18, 2017 |
| Property Address | 4350 WATERMILL RD, JAY, FL 32565-1424 |
| Document Number | 0036151950 |
| Book / Page | 003615 / 001950 |
| Instrument Date | Apr 18, 2017 |
| Instrument | 14847 |
| Transaction Type | Transfer |
| Record Updated | May 9, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4350 WATERMILL RD JAY FL 325651424, JAY, FL 32565-1424 |
Source: Santa Rosa County assessment roll, as of July 1, 2024
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $382.00 (+1.33%) Homeowner's exemption Widower's exemption | $58,274 (+3%) | $92,297 (+5.28%) Land $9,000 Building $83,297 |
| 2023 | $377.00 (-10.87%) Homeowner's exemption Widower's exemption | $56,576 (+3%) | $87,668 (+7.32%) Land $8,100 Building $79,568 |
| 2022 | $423.00 Homeowner's exemption Widower's exemption | $54,928 | $81,685 Land $5,400 Building $76,285 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 86% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JAY, TOWN OF - UTILITIES DEPT. serves 1,834 people · EPA ID FL1570384 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures