43558 SE Tress Trail Rd, Sandy, OR 97055 Property Records

Clackamas County property record for 43558 SE Tress Trail Rd, Sandy, OR 97055

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,952 sqft · built 2014
Lot Size	5 acres (217,965 sqft)
Owner	Individual Name on Record
Tax Bill	$5,087 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Aug 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`15E32 01300`

Property Details

APN / Parcel Number

Primary APN	`15E32 01300`
Alternative APN	`05012810`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,952 sqft Living Area

Exterior

Year Built	Built 2014
Lot Area	217,965 sqft

Location & Zoning

Account Number	05012810
Street Address	43558 SE TRESS TRAIL RD
City	SANDY
State	OR
Zip	97055-8820
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RRFF5
Legal Description	SUBDIVISION LAUGHING WATER ESTATES 3989 LT 2
Legal Range	05E
Legal Township	01S
Legal Section	32
Legal Subdivision	LAUGHING WATER ESTATES
Legal Lot Number	2
Jurisdiction	CLACKAMAS OR
Township / Civil Division	MOUNT HOOD
Census Block Group	3
Census Block	3075
Census Tract	24304

Owner

Source: Clackamas County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	43558 SE TRESS TRAIL RD, SANDY, OR 97055-8820
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2026	Deed of Trust, Mortgage · Line of Credit ONPOINT COMMUNITY CREDIT UNION
Aug 30, 2022	Deed of Trust, Mortgage · Line of Credit ONPOINT COMMUNITY CU
Apr 9, 2021	Bargain and Sale Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 22, 2020	Deed of Trust, Mortgage · Line of Credit US BK
May 28, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage US BANK NA
Apr 8, 2019	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 9, 2021
Deed Sale	Apr 9, 2021
Prior Sale	May 28, 2020
Deed Document Number	2021-036876
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Recording Date	Sep 1, 2026
Property Address	43558 SE TRESS TRAIL RD, SANDY, OR 97055-8820
Document Number	0000037688
Instrument Date	Aug 28, 2026
Instrument	202637688
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43558 SE TRESS TRAIL RD, SANDY, OR 97055-8820

Mortgage

Document Number	0000037688,
Date	Sep 1, 2026
Instrument	202637688

Lender

Name	ONPOINT COMMUNITY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 24, 2056

Interest

Max Rate	-1%

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	43558 SE TRESS TRAIL RD, SANDY, OR 97055-8820
Transaction Type	Mortgage
Record Updated	Sep 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000048034
Date	Aug 30, 2022
Instrument	2022-048034

Lender

Name	ONPOINT COMMUNITY CU
Type	Credit Union
Address	PORTLAND, OR 97208

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 25, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Apr 9, 2021
Property Address	43558 SE TRESS TRAIL RD, SANDY, OR 97055-8820
Document Number	0000036876
Instrument Date	Apr 5, 2021
Instrument	2021-036876
Transaction Type	Transfer
Record Updated	Nov 19, 2021
Title Company	FIRST AMERICAN

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43558 SE TRESS TRAIL RD, SANDY, OR 97055-8820

Mortgage

Document Number	0000036877
Date	Apr 9, 2021
Instrument	2021-036877

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	43558 SE TRESS TRAIL RD, SANDY, OR 97055-8820
Document Number	0000039434
Instrument Date	May 22, 2020
Transaction Type	Mortgage
Record Updated	Jun 5, 2020
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	43558 SE TRESS TRAIL RD SANDY OR 970558820, SANDY, OR 97055-8820

Mortgage

Document Number	0000039434
Date	May 28, 2020
Instrument	39434

Lender

Name	US BK
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 27, 2050

Interest

Rate Type	Adjustable Rate

May 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLACKAMAS OR
Recording Date	May 28, 2020
Property Address	43558 SE TRESS TRAIL RD, SANDY, OR 97055-8820
Document Number	0000039432
Instrument Date	May 22, 2020
Instrument	2020-039432
Transaction Type	Transfer
Record Updated	Nov 19, 2021
Title Company	FIRST AMERICAN

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	43558 SE TRESS TRAIL RD, SANDY, OR 97055-8820

Mortgage

Document Number	0000039433
Date	May 28, 2020
Instrument	2020-039433

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Mortgage

Document Number	0000039434
Date	May 28, 2020
Instrument	2020-039434

Lender

Name	US BANK NA
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 22, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Apr 8, 2019
Property Address	43558 SE TRESS TRAIL RD, SANDY, OR 97055-8820
Document Number	0000018350
Instrument Date	Mar 25, 2019
Instrument	2019-018350
Transaction Type	Transfer
Record Updated	Nov 19, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43558 SE TRESS TRAIL RD, SANDY, OR 97055-8820

Mortgage

Document Number	0000018351
Date	Apr 8, 2019
Instrument	2019-018351

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Clackamas County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Clackamas County
Unified School District	Oregon Trail School District 46 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,087.00 (+7.64%)	$368,020 (+6.09%)	$884,336 (+7.86%) Land $324,236 Building $560,100
2023	$4,726.00	$346,900	$819,889 Land $297,129 Building $522,760

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 36 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	36 in force
Nearby Flood Claims	4 (2006–2025)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Dec 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 74% of Oregon
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Rio Virgin Telephone Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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