43418 SE Tress Trail Rd, Sandy, OR 97055 Property Records

Clackamas County property record for 43418 SE Tress Trail Rd, Sandy, OR 97055

Property Summary

Property Type	Single Family Home
Details	1,632 sqft
Lot Size	4 acres (212,228 sqft)
Owner	2 Individual Names on File
Last Sale	$660,000 (Sep 2025)
Tax Bill	$1,350 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Sep 2025 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`15E32 01400`

Property Details

APN / Parcel Number

Primary APN	`15E32 01400`
Alternative APN	`05012811`

Interior

Building Area	1,632 sqft

Exterior

Lot Area	212,228 sqft (4 acres)

Location & Zoning

Account Number	05012811
Street Address	43418 SE TRESS TRAIL RD
City	SANDY
State	OR
Zip	97055-8821
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RRFF5
Legal Description	PARTITION PLAT 2013-043 PARCEL 1
Legal Range	5E
Legal Township	1S
Legal Section	32
Legal Subdivision	LAUGHING WATER ESTATES
Legal Lot Number	3
Jurisdiction	CLACKAMAS OR
Township / Civil Division	MOUNT HOOD
Census Block Group	3
Census Block	3075
Census Tract	24304

Owner

43418 SE Tress Trail Rd is owned and occupied by two individuals who bought it in September 2025.

Source: Clackamas County records, as of May 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	43418 SE TRESS TRAIL RD, SANDY, OR 97055-8821
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2023	Deed of Trust, Mortgage · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Sep 24, 2025	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 13, 2022	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 4, 2018	Deed of Trust, Mortgage · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC
Feb 27, 2020	Deed of Trust, Mortgage · VA Mortgage NEWREZ LLC
Jan 25, 2019	Warranty Deed, Transfer · VA Mortgage DIRECTORS MORTGAGE INC
Jul 30, 2018	Warranty Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2025 · Amount on File
Deed Sale	Sep 24, 2025 · Amount on File
Prior Sale	Jul 13, 2022 · Amount on File
Deed Document Number	202537185
Prior Transfer Date	Jul 30, 2015
Prior Transfer Doc	0000052126
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	43418 SE TRESS TRAIL RD, SANDY, OR 97055-8821
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	WFG TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029813
Date	Aug 18, 2023
Instrument	2023-029813

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Sep 24, 2025
Property Address	43418 SE TRESS TRAIL RD, SANDY, OR 97055-8821
Document Number	0000037185
Map Reference	DOC 2013-059943
Instrument Date	Sep 23, 2025
Instrument	2025-037185
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	WFG TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	43418 SE TRESS TRAIL RD, SANDY, OR 97055-8821

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	43418 SE TRESS TRAIL RD, SANDY, OR 97055-8821
Investor	Possibly a Property Investor

Mortgage

Document Number	0000037186
Date	Sep 24, 2025
Instrument	2025-037186

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Jul 13, 2022
Property Address	43418 SE TRESS TRAIL RD, SANDY, OR 97055-8821
Document Number	0000039896
Map Reference	DOC 2013-059943
Instrument Date	Jul 12, 2022
Instrument	2022-039896
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	43418 SE TRESS TRAIL RD, SANDY, OR 97055-8821

Mortgage

Document Number	0000039897
Date	Jul 13, 2022
Instrument	2022-039897

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	43418 SE TRESS TRAIL RD, SANDY, OR 97055-8821
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000073012
Date	Dec 4, 2018
Instrument	2018-073012

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	356 Months
Due	Aug 1, 2048

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	43418 SE TRESS TRAIL RD, SANDY, OR 97055-8821
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014335
Date	Feb 27, 2020
Instrument	2020-014335

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution
Address	FORT WASHINGTON, PA 19034

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jan 1, 2050

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Jan 25, 2019
Property Address	43418 SE TRESS TRAIL RD, SANDY, OR 97055-8821
Document Number	0000004068
Map Reference	DOC 2013-059943
Instrument Date	Jan 23, 2019
Instrument	2019-004068
Transaction Type	Transfer
Record Updated	Nov 19, 2021
Title Company	FIDELITY NATL TITLE CO OF OR

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	43418 SE TRESS TRAIL RD, SANDY, OR 97055-8821

Mortgage

Document Number	0000004069
Date	Jan 25, 2019
Instrument	2019-004069

Lender

Name	DIRECTORS MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Jul 30, 2018
Property Address	43418 SE TRESS TRAIL RD, SANDY, OR 97055-8821
Document Number	0000046995
Instrument Date	Jul 27, 2018
Instrument	2018-046995
Transaction Type	Transfer
Record Updated	Nov 19, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	38954 PROCTOR BLVD # 202, 202, SANDY, OR 97055-8039

Mortgage

Document Number	0000046996
Date	Jul 30, 2018
Instrument	2018-046996

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 43418 SE Tress Trail Rd was $1,350, up 5.4% from the year before.

Source: Clackamas County assessment roll, as of October 29, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Clackamas County
Unified School District	Oregon Trail School District 46 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,350.00 (+5.39%)	$93,499 (+3%)	$397,955 (+7.3%) Land $323,145 Building $74,810
2024	$1,281.00 (+2.48%)	$90,780 (+3%)	$370,886 (+0.06%) Land $299,246 Building $71,640
2023	$1,250.00	$88,138	$370,649 Land $296,129 Building $74,520

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 43418 SE Tress Trail Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 36 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	36 in force
Nearby Flood Claims	4 (2006–2025)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Dec 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 43418 SE Tress Trail Rd is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · lower than 72% of Oregon
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Rio Virgin Telephone Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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