43547 Ratliff Rd, Callahan, FL 32011 Property Records

Nassau County property record for 43547 Ratliff Rd, Callahan, FL 32011

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,498 sqft · built 1985
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$283,000 (Jun 2021)
Tax Bill	$2,662 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-1N-25-2900-0020-0020`

Property Details

APN / Parcel Number

Primary APN	`16-1N-25-2900-0020-0020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,498 sqft Living Area
Gross Area	1,938 sqft
1st Floor Area	1,498 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2000
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	43,560 sqft (1 acres)
Lot Dimensions	33.9 ft deep x 14 ft wide
Garage Type	Attached
Garage Area	440 sqft

Exterior Amenities

Porch	Screened/Unfinished Porch
Porch Area	384 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	43547 RATLIFF RD
City	CALLAHAN
State	FL
Zip	32011-8253
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OR
Legal Description	IN OR 2468/738
Legal Range	25E
Legal Township	01N
Legal Section	16
Legal Block	20
Legal Lot Number	20
Jurisdiction	NASSAU FL
Township / Civil Division	CALLAHAN-HILLIARD
Census Block Group	3
Census Block	3000
Census Tract	50505

Owner

43547 Ratliff Rd is owned and occupied by two individuals who bought it in June 2021.

Source: Nassau County records, as of November 26, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	43547 RATLIFF RD, CALLAHAN, FL 32011-8253
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 2021 · Amount on File
Deed Sale	Jun 7, 2021 · Amount on File
Deed Document Number	202145021106
Deed Book / Page	2468 / 738
Prior Transfer Date	Oct 9, 2014
Prior Transfer Doc	0019460462
Record Updated	Jun 8, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Jun 7, 2021
Property Address	43547 RATLIFF RD, CALLAHAN, FL 32011-8253
Document Number	0024680738
Book / Page	2468 / 738
Instrument Date	May 28, 2021
Instrument	202145021106
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,981.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	75 PATTEN BRANCH RD, 75, JAMESTOWN, TN 38556-2598

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86147 CALLAWAY DR, YULEE, FL 32097-9014

Mortgage

Document Number	2468740
Date	Jun 7, 2021
Instrument	2468/740

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 43547 Ratliff Rd was $2,662 with a homeowner's exemption, up 1.5% from the year before.

Source: Nassau County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,662.00 (+1.49%) Homeowner's exemption	$213,799 (+2.9%)	$277,464 (+7.65%) Land $45,000 Building $232,464
2024	$2,623.00 (+1.55%) Homeowner's exemption	$207,774 (+3%)	$257,735 (+3.47%) Land $35,000 Building $222,735
2023	$2,583.00 (+10.81%) Homeowner's exemption	$201,722 (+3%)	$249,091 (+27.19%) Land $35,000 Building $214,091
2022	$2,331.00 Homeowner's exemption	$195,847 Land $35,000 Building $160,847	$195,847 Land $35,000 Building $160,847

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 43547 Ratliff Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 50 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	50 in force
Nearby Flood Claims	11 (2008–2017)
Claims Outside the SFHA	3 of 11
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 9 claims Tropical Storm Fay, Aug 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 43547 Ratliff Rd is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 78% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20