4354 Gemstone Ln, Helena, MT 59602 Property Records

Lewis And Clark County property record for 4354 Gemstone Ln, Helena, MT 59602

Property Summary

Property TypeRural Home
Details4 bd · 3 ba · 1,541 sqft · built 2007
Lot Size1.23 acres (53,927 sqft)
OwnerIndividual Name on Record
Tax Bill$4,647 (2023)
Deeds & MortgagesApr 2020 Mortgage
Flood ZoneZone D (undetermined)
APNR0536847

Property Details

APN / Parcel Number

Primary APNR0536847
Alternative APNs
  • 05-1996-32-3-02-14-0000
  • 0000039420

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,541 sqft Living Area
1st Floor Area1,541 sqft
Basement Area1,522 sqft
Finished Basement1,522 sqft

Exterior

Year BuiltBuilt 2007
Architectural StyleRanch
Exterior MaterialWood
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area53,927 sqft (1.23 acres)
Garage TypeMixed
Garage Area1,648 sqft
Parking Spaces7 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area42 sqft
Deck Area454 sqft
Shed1 Shed
Shed Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Account Number0000039420
Street Address4354 GEMSTONE LN
CityHELENA
StateMT
Zip59602-6082
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionEMERALD RIDGE SUBD, S32, T11 N, R02 W, LOT 25, PHASE II COS #3108407
Legal SubdivisionEMERALD RIDGE SUBD
Legal Lot Number25
JurisdictionLEWIS AND CLARK MT
Township / Civil DivisionHELENA
Census Block Group3
Census Block3019
Census Tract1202

Owner

Source: Lewis And Clark County records, as of August 9, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address4354 GEMSTONE LN, HELENA, MT 59602-6082
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 16, 2020
Deed SaleApr 16, 2020
Prior SaleJul 29, 2016
Deed Document Number3353287
Deed Book / PageM56 / 9339
Record UpdatedJun 7, 2026

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEWIS AND CLARK MT
Recording DateApr 16, 2020
Property Address4354 GEMSTONE LN, HELENA, MT 59602-6082
Document NumberM56/9339
Book / PageM56 / 9339
Instrument DateApr 16, 2020
Instrument3353287
Transaction TypeTransfer
Record UpdatedAug 12, 2021
Title CompanyFIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA LAND TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4354 GEMSTONE LN, HELENA, MT 59602-6082

Mortgage

Document Number3353288
DateApr 16, 2020
Instrument3353288
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2050

Tax Assessment & Valuation

Source: Lewis And Clark County assessment roll, as of December 31, 2022

Property Jurisdictions

TypeName
StateMontana
CountyLewis And Clark County
Elementary School DistrictHelena Elementary School District (PK - 08)
Secondary School DistrictHelena High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$4,647.00$513,700$513,700 Land $45,799 Building $467,901

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1978)
Most Recent ClaimMar 1978 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 88% of Montana
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Montana Internet
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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