Lewis And Clark County property record for 4332 Gemstone Ln, Helena, MT 59602
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,348 sqft · built 2010 |
| Lot Size | 1.23 acres (53,927 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,171 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Apr 2022 Mortgage + 2 more |
| Flood Zone | Zone D (undetermined) |
| APN | R0536848 |
| Primary APN | R0536848 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,348 sqft Living Area |
| 1st Floor Area | 1,348 sqft |
| Basement Area | 1,326 sqft |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 53,927 sqft (1.23 acres) |
| Terrain | Wooded |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 20 sqft |
| Deck Area | 256 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0000039421 |
|---|---|
| Street Address | 4332 GEMSTONE LN |
| City | HELENA |
| State | MT |
| Zip | 59602-6082 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | EMERALD RIDGE SUBD, S32, T11 N, R02 W, LOT 26, PHASE II COS #3108407 |
| Legal Subdivision | EMERALD RIDGE SUBD |
| Legal Lot Number | 26 |
| Jurisdiction | LEWIS AND CLARK MT |
| Township / Civil Division | HELENA |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 1202 |
Source: Lewis And Clark County records, as of February 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4332 GEMSTONE LN, HELENA, MT 59602-6082 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 2, 2026 | Warranty Deed, Transfer · Conventional Mortgage EVERGREEN MONEYSOURCE MORTGAGE CO |
| Apr 22, 2022 | Warranty Deed, Transfer · Conventional Mortgage OPPORTUNITY BANK OF MT |
| Jan 4, 2017 | Warranty Deed, Transfer · Conventional Mortgage OPPORTUNITY BANK OF MT |
| Nov 18, 2009 | Warranty Deed, Transfer · Construction Mortgage MOUNTAIN WEST BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 2, 2026 |
| Deed Sale | Feb 2, 2026 |
| Prior Sale | Apr 22, 2022 |
| Deed Document Number | 3446132 |
| Deed Book / Page | M65 / 402 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LEWIS AND CLARK MT |
| Recording Date | Feb 2, 2026 |
| Property Address | 4332 GEMSTONE LN, HELENA, MT 59602-6082 |
| Document Number | 000M65/402 |
| Book / Page | M65 / 402 |
| Map Reference | DOC 3108407 |
| Instrument Date | Jan 30, 2026 |
| Instrument | 3446132 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2026 |
| Title Company | UNKNOWN, FLYING S T&E OF MT INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4332 GEMSTONE LN, HELENA, MT 59602-6082 |
| Document Number | 0003446133 |
|---|---|
| Date | Feb 2, 2026 |
| Instrument | 3446133 |
| Name | EVERGREEN MONEYSOURCE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LEWIS AND CLARK MT |
| Recording Date | Apr 22, 2022 |
| Property Address | 4332 GEMSTONE LN, HELENA, MT 59602-6082 |
| Document Number | 00M60/9402 |
| Book / Page | M60 / 9402 |
| Map Reference | DOC 3108407 |
| Instrument Date | Apr 21, 2022 |
| Instrument | 3397287 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Title Company | FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA LAND TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4332 GEMSTONE LN, HELENA, MT 59602-6082 |
| Document Number | 0003397288 |
|---|---|
| Date | Apr 22, 2022 |
| Instrument | 3397288 |
| Name | OPPORTUNITY BANK OF MT |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LEWIS AND CLARK MT |
| Recording Date | Jan 4, 2017 |
| Property Address | 4332 GEMSTONE LN, HELENA, MT 59602-6082 |
| Document Number | 00M52/3268 |
| Book / Page | M52 / 3268 |
| Map Reference | DOC3108407 |
| Instrument Date | Jan 4, 2017 |
| Instrument | 3300261 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Title Company | FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA LAND TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0003300262 |
|---|---|
| Date | Jan 4, 2017 |
| Instrument | 3300262 |
| Name | OPPORTUNITY BANK OF MT |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LEWIS AND CLARK MT |
| Recording Date | Nov 18, 2009 |
| Property Address | 4332 GEMSTONE LN, HELENA, MT 59602-6082 |
| Document Number | 00M41/1678 |
| Book / Page | M41 / 1678 |
| Map Reference | DOC3108407 |
| Instrument Date | Nov 17, 2009 |
| Instrument | 3178216 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Title Company | CHICAGO TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3330 COLTON DR # A, A, HELENA, MT 59602-0270 |
| Investor | Possibly a Property Investor |
| Document Number | 00M41/1679 |
|---|---|
| Date | Nov 18, 2009 |
| Book Page | M41/1679 |
| Instrument | 3178217 |
| Name | MOUNTAIN WEST BANK NA |
|---|---|
| Type | Bank |
| Address | HELENA, MT 59604 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Lewis And Clark County assessment roll, as of December 31, 2024
| Type | Name |
|---|---|
| State | Montana |
| County | Lewis And Clark County |
| Elementary School District | Helena Elementary School District (PK - 08) |
| Secondary School District | Helena High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,171.00 (-39.74%) | $467,800 (+17.45%) | $467,800 (+17.45%) Land $67,152 Building $400,648 |
| 2023 | $3,603.00 | $398,300 | $398,300 Land $45,799 Building $352,501 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1978) |
| Most Recent Claim | Mar 1978 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 87% of Montana |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Montana Internet Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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