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4354 Duck Down Ln, Winter Haven, FL 33884 Property Records

Polk County property record for 4354 Duck Down Ln, Winter Haven, FL 33884 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 4,527 sqft · built 2006
Lot Size3.22 acres (140,376 sqft)
Owner2 Individual Names on File
Last Sale$950,000 (Mar 2017)
Tax Bill$20,944 (2025)
Deeds & MortgagesMar 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN27-29-18-865151-000200

Property Details

APN / Parcel Number

Primary APN27-29-18-865151-000200
Alternative APNs
  • 182927865151000200
  • 82927000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area4,527 sqft Living Area
Gross Area5,362 sqft
1st Floor Area4,107 sqft
Upper Floors Area420 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialOther
Lot Area140,376 sqft
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area835 sqft
PorchFinished/Open Porch
Porch Area1,182 sqft
Boat AccessBoat Access

Location & Zoning

Street Address4354 DUCK DOWN LN
CityWINTER HAVEN
StateFL
Zip33884-3293
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMALLARD POINTE PHASE TWO PB 115 PGS 24 & 25 LOT 20
Legal Range27E
Legal Township29S
Legal Section18
Legal SubdivisionMALLARD POINTE PHASE TWO
Legal Phase2
Legal Tract865151
Legal Block1
Legal Lot Number20
JurisdictionPOLK FL
Township / Civil DivisionLAKE WALES
Census Block Group1
Census Block1014
Census Tract14401

Owner

Source: Polk County records · APN 27-29-18-865151-000200

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4354 DUCK DOWN LN, WINTER HAVEN, FL 33884-3293
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 30, 2017 · Amount on Record
Deed SaleMar 30, 2017 · Amount on Record
Prior SaleJul 19, 2004 · Amount on Record
Deed Document Number201761073
Deed Book / Page10105 / 1477
Record UpdatedSep 20, 2026

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateMar 30, 2017
Property Address4354 DUCK DOWN LN, WINTER HAVEN, FL 33884-3293
Document Number0101051477
Book / Page010105 / 001477
Instrument DateMar 30, 2017
Instrument61073
Transaction TypeTransfer
Record UpdatedNov 16, 2018
Title CompanyREAL ESTATE TITLE SERVICES LLC, REAL ESTATE TITLE SVCS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$6,650.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4354 DUCK DOWN LN WINTER HAVEN FL 338843293, WINTER HAVEN, FL 33884-3293

Mortgage

Document Number101051478
DateMar 30, 2017
Book Page010105/001478
Instrument61074
Lender
NameAMERICAN NBRHD MTG ACCPTNC
TypeMortgage Company
AddressMT LAUREL, NJ 08054
Agreement
AmountAmount Recorded
Term180 Months
DueMar 29, 2032

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$20,944.00 (+2.1%)$1,120,133 (-0.5%) Land $547,500 Building $572,633$1,120,133 (-0.5%) Land $547,500 Building $572,633
2023$20,513.00 (+10.82%)$1,125,781 (+15.72%) Land $532,500 Building $593,281$1,125,781 (+15.72%) Land $532,500 Building $593,281
2022$18,510.00$972,844 Land $442,500 Building $530,344$972,844 Land $442,500 Building $530,344

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050144011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 35 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies35 in force

Wildfire

Wildfire RiskLow
above 38% of the US · above 12% of Florida
Wildfire LikelihoodAbout 1 in 1,429 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 406 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
FrontierFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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