Polk County property record for 4342 Duck Down Ln, Winter Haven, FL 33884
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,931 sqft · built 2004 |
| Lot Size | 2.12 acres (92,591 sqft) |
| Owner | 2 Individual Names on Record |
| Deeds & Mortgages | May 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-29-18-865151-000180 |
| Primary APN | 27-29-18-865151-000180 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,931 sqft Living Area |
| Gross Area | 3,828 sqft |
| 1st Floor Area | 2,603 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 92,591 sqft |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 897 sqft |
| Porch | Florida Room |
|---|---|
| Porch Area | 477 sqft |
| Shed | 1 Shed |
| Boat Access | Boat Access |
| Street Address | 4342 DUCK DOWN LN |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-3293 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MALLARD POINTE PHASE TWO PB 115 PGS 24 & 25 LOT 18 |
| Legal Range | 27E |
| Legal Township | 29S |
| Legal Section | 18 |
| Legal Subdivision | MALLARD POINTE PHASE TWO |
| Legal Phase | 2 |
| Legal Tract | 865151 |
| Legal Block | 1 |
| Legal Lot Number | 18 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKE WALES |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 14401 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4342 DUCK DOWN LN, WINTER HAVEN, FL 33884-3293 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 26, 2026 |
| Transfer Doc | 0000125840 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | May 28, 2026 |
| Property Address | 4342 DUCK DOWN LN, WINTER HAVEN, FL 33884-3293 |
| Document Number | 0000125840 |
| Book / Page | 14013 / 1314 |
| Instrument Date | May 26, 2026 |
| Instrument | 2026125840 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4342 DUCK DOWN LN, WINTER HAVEN, FL 33884-3293 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $463,115 (+2.7%) | $632,323 (-2.36%) Land $365,000 Building $267,323 | |
| 2025 | Homeowner's exemption Veteran's exemption | $450,940 (+5.99%) | $647,602 (-0.29%) Land $365,000 Building $282,602 |
| 2023 | Homeowner's exemption | $425,467 | $649,462 Land $355,000 Building $294,462 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 35 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 35 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 88% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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