4353 Willard Dr, Ashland, KY 41102 Property Records

Boyd County property record for 4353 Willard Dr, Ashland, KY 41102

Property Summary

Property Type	Single Family Home
Details	2,095 sqft
Lot Size	0.032 acres (1,394 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (Jul 2020)
Tax Bill	$3,221 (2025)
Deeds & Mortgages	Jul 2020 Sale & Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`023-01-00-002.01`

Property Details

APN / Parcel Number

Primary APN	`023-01-00-002.01`
Alternative APN	`102061`

Interior

Stories	2 Stories
Building Area	2,095 sqft Living Area
Gross Area	432 sqft

Exterior

Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	1,394 sqft (0.032 acres)
Garage Type	Attached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces
Deck Area	2,400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	102061
Street Address	4353 WILLARD DR
City	ASHLAND
State	KY
Zip	41102-9168
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIAL
Legal Description	TRACT A .30 ACRES TRACTR B .032 ACRES
Legal Tract	A
Legal Block	TR A &
Jurisdiction	BOYD KY
Township / Civil Division	ASHLAND
Census Block Group	4
Census Block	4047
Census Tract	30900

Owner

Source: Boyd County records, as of January 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4353 WILLARD DR, ASHLAND, KY 41102-9168
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2020 · Amount on Record
Deed Sale	Jul 31, 2020 · Amount on Record
Deed Document Number	9833935
Deed Book / Page	D820 / 38
Record Updated	Jun 8, 2026

July 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BOYD KY
Recording Date	Jul 31, 2020
Property Address	4353 WILLARD DR, ASHLAND, KY 41102-9168
Document Number	000D820/38
Book / Page	D820 / 38
Instrument Date	Jul 29, 2020
Instrument	9833935
Transaction Type	Transfer
Record Updated	Jan 4, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$230.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	139 DEFIANCE PT, 139, ASHLAND, KY 41102-6178

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4353 WILLARD DR, ASHLAND, KY 41102-9168

Mortgage

Document Number	0009833936
Date	Jul 31, 2020
Instrument	9833936

Lender

Name	MEMBERS CHOICE CU
Type	Credit Union

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jul 31, 2040

Tax Assessment & Valuation

Source: Boyd County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Boyd County
Unified School District	Boyd County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,221.00 (+0.31%)	$230,000 (-) Land $20,000 Building $210,000	$230,000 (-) Land $20,000 Building $210,000
2023	$3,211.00	$230,000 Land $20,000 Building $210,000	$230,000 Land $20,000 Building $210,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	21 (1996–2020)
Claims Outside the SFHA	8 of 21
Most Recent Claim	Jul 2020 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2011 · 2 claims Severe Storms And Flooding, Mar 2002 · 5 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHLAND WATER WORKS serves 44,402 people · EPA ID KY0100011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2017 Haloacetic acids resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Armstrong Cable	1,000 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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