Boyd County property record for 4330 Willard Dr, Ashland, KY 41102
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,296 sqft |
| Lot Size | 0.145 acres (6,320 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $659 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 023-01-00-007.00 |
| Primary APN | 023-01-00-007.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,296 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Brick Veneer |
|---|---|
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 6,320 sqft (0.145 acres) |
| Lot Dimensions | 79 ft deep x 79.5 ft wide |
| Porch | Porch |
| Porch Area | 90 sqft |
| Deck Area | 1,920 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 194651 |
|---|---|
| Street Address | 4330 WILLARD DR |
| City | ASHLAND |
| State | KY |
| Zip | 41102-9168 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIAL |
| Legal Description | LOT 5 RAY NEWMAN 79.5X79XIRR |
| Legal Subdivision | RAY NEWMAN |
| Legal Lot Number | 5 |
| Jurisdiction | BOYD KY |
| Township / Civil Division | ASHLAND |
| Census Block Group | 4 |
| Census Block | 4047 |
| Census Tract | 30900 |
4330 Willard Dr is owned and occupied by two individuals.
Source: Boyd County records, as of January 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4330 WILLARD DR, ASHLAND, KY 41102-9168 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOYD KY |
| Recording Date | May 7, 2026 |
| Property Address | 4330 WILLARD DR, ASHLAND, KY 41102-9168 |
| Document Number | 0010043235 |
| Book / Page | 1616 / 433 |
| Instrument Date | May 1, 2026 |
| Instrument | 202610043235 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 4330 WILLARD DR, ASHLAND, KY 41102-9168 |
| Document Number | 0010043235, |
|---|---|
| Date | May 7, 2026 |
| Book Page | 1616/433 |
| Instrument | 202610043235 |
| Name | PEOPLES BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 23, 2046 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
The 2025 property tax bill for 4330 Willard Dr was $659 with exemptions applied.
Source: Boyd County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Boyd County |
| Unified School District | Boyd County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $659.00 Homeowner's exemption Disabled Person's exemption | $93,300 Land $10,000 Building $83,300 | $93,300 Land $10,000 Building $83,300 |
| 2023 | $695.00 Homeowner's exemption Disabled Person's exemption | $93,300 Land $10,000 Building $83,300 | $93,300 Land $10,000 Building $83,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4330 Willard Dr in Zone X, an area of minimal flood risk, though there have been 21 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective October 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 21 (1996–2020) |
| Claims Outside the SFHA | 8 of 21 |
| Most Recent Claim | Jul 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4330 Willard Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ASHLAND WATER WORKS serves 44,402 people · EPA ID KY0100011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2017 Haloacetic acids resolved · Oct 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Armstrong Cable | 1,000 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Spectrum.
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