Mecklenburg County property record for 4353 Spring St, Matthews, NC 28105 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 2,962 sqft · built 2017 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on File |
| Last Sale | $742,000 (Apr 2026) |
| Tax Bill | $4,804 (2024) |
| Deeds & Mortgages | Jul 2021 Mortgage Feb 2026 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 231-043-02 |
| Primary APN | 231-043-02 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,962 sqft Living Area |
| Gross Area | 3,402 sqft |
| 1st Floor Area | 1,281 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Concrete |
| Construction Type | Frame |
| Roof Material | Other |
| Lot Area | 6,534 sqft (0.15 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 4353 SPRING ST |
|---|---|
| City | MATTHEWS |
| State | NC |
| Zip | 28105-7151 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L6 M62-604 |
| Legal Subdivision | OLD BELLE MEADE SUBDIVISION |
| Legal Block | 3 |
| Legal Lot Number | 6 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 5847 |
Source: Mecklenburg County records · APN 231-043-02
Assessment roll updated September 9, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4353 SPRING ST, MATTHEWS, NC 28105-7151 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Jul 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 16, 2026 | Deed of Trust, Mortgage · Line of Credit THE LOAN STORE INC |
| Apr 30, 2026 | Warranty Deed, Transfer · Conventional Mortgage BANK OF AMIERCA NA |
| Sep 18, 2020 | Warranty Deed, Transfer · Conventional with PMI HOME PT FIN'L |
| Jul 09, 2018 | Warranty Deed, Subdivision Related Transfer AUSTIN TITLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 30, 2026 · Amount on Record |
| Deed Sale | Apr 30, 2026 · Amount on Record |
| Prior Sale | Jul 09, 2018 · Amount on Record |
| Deed Document Number | 202644711 |
| Deed Book / Page | 40385 / 264 |
| Prior Transfer Date | Mar 28, 2018 |
| Prior Transfer Doc | 0000036967 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 4353 SPRING ST, MATTHEWS, NC 28105-7151 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000134160 |
|---|---|
| Date | Jul 12, 2021 |
| Book Page | 36283/306 |
| Instrument | 2021134160 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 313 Months |
| Due | Aug 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 4353 SPRING ST, MATTHEWS, NC 28105-7151 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000014761 |
|---|---|
| Date | Feb 16, 2026 |
| Book Page | 40200/258 |
| Instrument | 2026014761 |
| Name | THE LOAN STORE INC |
|---|---|
| Type | Mortgage Company |
| Address | TUCSON, AZ 85718 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Mar 05, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Apr 30, 2026 |
| Property Address | 4353 SPRING ST, MATTHEWS, NC 28105-7151 |
| Document Number | 0000044711 |
| Book / Page | 40385 / 264 |
| Instrument Date | Apr 25, 2026 |
| Instrument | 2026.44711 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2026 |
| Title Company | TRYON TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $149,884.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4353 SPRING ST, MATTHEWS, NC 28105-7151 |
| Document Number | 0000044712, |
|---|---|
| Date | Apr 30, 2026 |
| Instrument | 2026..44712 |
| Name | BANK OF AMIERCA NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.88% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Sep 18, 2020 |
| Property Address | 4353 SPRING ST, MATTHEWS, NC 28105-7151 |
| Document Number | 0000151311 |
| Book / Page | 035069 / 000464 |
| Instrument Date | Sep 10, 2020 |
| Instrument | 151311 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2020 |
| Title Company | BARRISTERS TITLE SERVICES/THE CARO, BARRISTERS TITLE SVCS/THE CARO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $970.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4353 SPRING ST MATTHEWS NC 281057151, MATTHEWS, NC 28105-7151 |
| Document Number | 151312 |
|---|---|
| Date | Sep 18, 2020 |
| Book Page | 035069/000466 |
| Instrument | 151312 |
| Name | HOME PT FIN'L |
|---|---|
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 17, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jul 09, 2018 |
| Property Address | 4353 SPRING ST, MATTHEWS, NC 28105-7151 |
| Document Number | 0000085201 |
| Book / Page | 032815 / 000738 |
| Instrument Date | Jul 09, 2018 |
| Instrument | 85201 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 28, 2018 |
| Title Company | AUSTIN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $870.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4353 SPRING ST MATTHEWS NC 28105, MATTHEWS, NC 28105 |
Source: Mecklenburg County records · Assessment roll updated September 9, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $614,200 Land $118,800 Building $495,400 | $614,200 Land $118,800 Building $495,400 | |
| 2024 | $4,804.00 |
Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371190058473, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low above 37% of the US · above 52% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 2,500 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 156 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Uniti Group, AT&T, Google Fiber. Availability varies by address; speeds are provider-advertised maximums, not measured.
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