Monroe County property record for 4352 S 2nd St, Luna Pier, MI 48157
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 909 sqft |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $115,500 (Jun 2019) |
| Tax Bill | $2,035 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Jun 2019 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 51-140-012-00 |
| Primary APN | 51-140-012-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 909 sqft Living Area |
| 1st Floor Area | 909 sqft |
| Basement Area | 909 sqft |
| Architectural Style | Cape Cod |
|---|---|
| Lot Area | 7,841 sqft (0.18 acres) |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 4352 S 2ND ST |
|---|---|
| City | LUNA PIER |
| State | MI |
| Zip | 48157-9502 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | 918-310 1003-457 & 458 LAKEWOOD REPLAT LOTS 1, 2 & 13 |
| Legal Subdivision | LAKEWOOD REP |
| Legal Lot Number | 1-2,13 |
| Jurisdiction | MONROE MI |
| Township / Civil Division | LUNA PIER |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 833700 |
Source: Monroe County records, as of September 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4352 S 2ND ST, LUNA PIER, MI 48157-9502 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 2, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NATIONS LENDING CORPORATION |
| Jun 18, 2019 | Warranty Deed, Transfer · FHA Mortgage NATIONS LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 18, 2019 · Amount on Record |
| Deed Sale | Jun 18, 2019 · Amount on Record |
| Deed Document Number | 201910135 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | Jul 2, 2026 |
| Property Address | 4352 S 2ND ST, LUNA PIER, MI 48157-9502 |
| Document Number | 0000011692 |
| Instrument Date | Jun 25, 2026 |
| Instrument | 202611692 |
| Transaction Type | Mortgage |
| Record Updated | Jul 10, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 4352 S 2ND ST, LUNA PIER, MI 48157-9502 |
| Document Number | 0000011692, |
|---|---|
| Date | Jul 2, 2026 |
| Instrument | 202611692 |
| Name | NATIONS LENDING CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | Jun 18, 2019 |
| Property Address | 4352 S 2ND ST, LUNA PIER, MI 48157-9502 |
| Document Number | 0000010135 |
| Instrument Date | Jun 13, 2019 |
| Instrument | 10135 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2019 |
| Title Company | LAWYERS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $993.30 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4416 LAKESIDE DR LUNA PIER MI 481579791, LUNA PIER, MI 48157-9791 |
| Document Number | 10136 |
|---|---|
| Date | Jun 18, 2019 |
| Instrument | 10136 |
| Name | NATIONS LNDG |
|---|---|
| Address | INDEPENDENCE, OH 44131 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 17, 2039 |
Source: Monroe County assessment roll, as of September 3, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Monroe County |
| Municipality | Luna Pier City |
| Unified School District | Mason Consolidated Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $72,900 (+2.24%) Building $72,900 | $145,800 (+2.24%) Building $145,800 | |
| 2025 | $2,035.00 (+11.51%) Homeowner's exemption | $71,300 (+37.91%) Building $71,300 | $142,600 (+37.91%) Building $142,600 |
| 2023 | $1,825.00 Homeowner's exemption | $51,700 | $103,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 577.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 55 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 55 in force |
| Nearby Flood Claims | 91 (1978–2018) |
| Most Recent Claim | Apr 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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