Monroe County property record for 4344 S 2nd St, Luna Pier, MI 48157
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,337 sqft |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,445 (2025) |
| Deeds & Mortgages | Mar 2023 Mortgage Nov 2021 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 51-120-008-00 |
| Primary APN | 51-120-008-00 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 1,337 sqft Living Area |
| 1st Floor Area | 1,338 sqft |
| Lot Area | 14,375 sqft (0.33 acres) |
|---|
| Heating System | Forced Air with A/C |
|---|
| Street Address | 4344 S 2ND ST |
|---|---|
| City | LUNA PIER |
| State | MI |
| Zip | 48157-9502 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | 1237-424 BURNS ADDITION TO LAKEWOOD LOTS 308 & 309. |
| Legal Subdivision | BURNS ADD TO LAKEWOOD |
| Legal Lot Number | 308-309 |
| Jurisdiction | MONROE MI |
| Township / Civil Division | LUNA PIER |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 833700 |
Source: Monroe County records, as of October 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4344 S 2ND ST, LUNA PIER, MI 48157-9502 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 31, 2023 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Nov 16, 2021 | Deed of Trust, Mortgage ROCKET MORTGAGE LLC |
| Aug 10, 2018 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 4344 S 2ND ST, LUNA PIER, MI 48157-9502 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4344 S 2ND ST, LUNA PIER, MI 48157-9502 |
| Document Number | 0000004273 |
|---|---|
| Date | Mar 31, 2023 |
| Instrument | 2023R04273 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 4344 S 2ND ST, LUNA PIER, MI 48157-9502 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 4344 S 2ND ST, LUNA PIER, MI 48157-9502 |
| Document Number | 0000029531 |
|---|---|
| Date | Nov 16, 2021 |
| Instrument | 2021R29531 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 4344 S 2ND ST, LUNA PIER, MI 48157-9502 |
| Document Number | 0000014542 |
| Instrument Date | Aug 10, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 7, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | PO BOX 56 LUNA PIER MI 481570056, LUNA PIER, MI 48157-0056 |
| Document Number | 0000014542 |
|---|---|
| Date | Aug 16, 2018 |
| Instrument | 14542 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 15, 2048 |
Source: Monroe County assessment roll, as of September 3, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Monroe County |
| Municipality | Luna Pier City |
| Unified School District | Mason Consolidated Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $64,700 (+48.39%) Land $4,900 Building $59,800 | $129,400 (+48.39%) Land $9,800 Building $119,600 | |
| 2025 | $1,445.00 (+8.97%) Homeowner's exemption | ||
| 2023 | $1,326.00 Homeowner's exemption | $43,600 | $87,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 577.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 55 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 55 in force |
| Nearby Flood Claims | 91 (1978–2018) |
| Most Recent Claim | Apr 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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