Harford County property record for 4352 Prospect Rd, Whiteford, MD 21160
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,350 sqft · built 1982 |
| Lot Size | 2.73 acres (118,919 sqft) |
| Owner | Individual Name on File |
| Last Sale | $250,000 (Oct 2023) |
| Tax Bill | $3,085 (2026) |
| Deeds & Mortgages | Oct 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-042879 |
| Primary APN | 05-042879 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,350 sqft Total Area |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 118,919 sqft (2.73 acres) |
| Porch | Slab |
| Porch Area | 192 sqft |
| Deck Area | 100 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 042879 |
|---|---|
| Street Address | 4352 PROSPECT RD |
| City | WHITEFORD |
| State | MD |
| Zip | 21160-1306 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | LOT 2.73 AC 4352 PROSPECT ROAD WHITEFORD |
| Legal Subdivision | WHITEFORD |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 5, DUBLIN |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 305100 |
4352 Prospect Rd is owned and occupied by an individual who bought it in October 2023.
Source: Harford County records, as of August 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4352 PROSPECT RD, WHITEFORD, MD 21160-1306 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 5, 2023 · Amount on File |
| Deed Sale | Oct 5, 2023 · Amount on File |
| Prior Sale | Jun 30, 1981 · Amount on File |
| Deed Book / Page | 16053 / 459 |
| Prior Transfer Date | Sep 29, 2023 |
| Prior Transfer Doc | 0160530459 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Oct 5, 2023 |
| Property Address | 4352 PROSPECT RD, WHITEFORD, MD 21160-1306 |
| Document Number | 0160530459 |
| Book / Page | 16053 / 459 |
| Instrument Date | Sep 29, 2023 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2023 |
| Title Company | SAGE TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $625.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4352 PROSPECT RD, WHITEFORD, MD 21160-1306 |
| Document Number | 0160530466 |
|---|---|
| Date | Oct 5, 2023 |
| Instrument | 16053-0466 |
| Name | FREEDOM FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2053 |
The 2026 property tax bill for 4352 Prospect Rd was $3,085, up 13.2% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,085.00 (+13.17%) | $277,633 (+6.3%) | $294,100 (-) Land $128,600 Building $165,500 |
| 2025 | $2,726.00 | $261,167 | $294,100 Land $128,600 Building $165,500 |
| 2023 | $237,867 | $244,700 Land $118,600 Building $126,100 | |
| 2022 | $732.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4352 Prospect Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4352 Prospect Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 1,000 / 1,000 |
May also be available: Verizon.
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