Harford County property record for 4348 Prospect Rd, Whiteford, MD 21160
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,248 sqft · built 1973 |
| Lot Size | 5.22 acres (227,383 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,044 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-006570 |
| Primary APN | 05-006570 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,248 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 227,383 sqft (5.22 acres) |
| Patio Area | 450 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Connected |
| Account Number | 006570 |
|---|---|
| Street Address | 4348 PROSPECT RD |
| City | WHITEFORD |
| State | MD |
| Zip | 21160-1306 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | 5.22 AC 4348 PROSPECT ROAD WHITEFORD |
| Legal Subdivision | WHITEFORD |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 5, DUBLIN |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 305100 |
4348 Prospect Rd is owned and occupied by two individuals.
Source: Harford County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4348 PROSPECT RD, WHITEFORD, MD 21160-1306 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 4348 Prospect Rd was $3,044 with a homeowner's exemption, up 35.9% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,044.00 (+35.89%) Homeowner's exemption | $273,800 | $288,800 Land $141,100 Building $147,700 |
| 2025 | $2,240.00 Homeowner's exemption | ||
| 2023 | $237,733 | $243,800 Land $131,100 Building $112,700 | |
| 2022 | $2,131.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4348 Prospect Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4348 Prospect Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 1,000 / 1,000 |
May also be available: Verizon.
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