St. Lucie County property record for 4351 Winding Pl, Fort Pierce, FL 34981
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,231 sqft · built 2003 |
| Lot Size | 0.449 acres (19,573 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $31,900 (Feb 2003) |
| Tax Bill | $4,250 (2024) |
| Deeds & Mortgages | Nov 2021 Line of Credit Jan 2020 Line of Credit |
| Flood Zone | Zone X (moderate risk) |
| APN | 2433-701-0051-000-0 |
| Primary APN | 2433-701-0051-000-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,231 sqft Finished Area |
| 1st Floor Area | 2,231 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 19,573 sqft (0.449 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 360 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 425 sqft |
| Patio Area | 104 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 139941 |
|---|---|
| Street Address | 4351 WINDING PL |
| City | FORT PIERCE |
| State | FL |
| Zip | 34981-5058 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES SING F |
| Legal Description | WINDING CREEK LOT 48 (0.450 AC) (OR 1662-1207) |
| Legal Range | 40E |
| Legal Township | 35S |
| Legal Section | 33 |
| Legal Subdivision | WINDING CREEK |
| Legal Lot Number | 48 |
| Jurisdiction | ST LUCIE FL |
| Township / Civil Division | FORT PIERCE |
| Census Block Group | 2 |
| Census Block | 2075 |
| Census Tract | 381402 |
Source: St. Lucie County records · APN 2433-701-0051-000-0
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4351 WINDING PL, FORT PIERCE, FL 34981-5058 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 17, 2021 | Deed of Trust, Mortgage · Line of Credit SEACOAST NATIONAL BANK |
| Jan 07, 2020 | Deed of Trust, Mortgage · Line of Credit SEACOAST NATIONAL BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 21, 2003 · Amount on Record |
| Deed Sale | Feb 21, 2003 · Amount on Record |
| Prior Sale | Aug 13, 2002 · Amount on Record |
| Deed Document Number | 0166201207 |
| Deed Book / Page | 01662 / 01207 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LUCIE FL |
| Property Address | 4351 WINDING PL, FORT PIERCE, FL 34981-5058 |
| Transaction Type | Mortgage |
| Record Updated | Dec 01, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4351 WINDING PL, FORT PIERCE, FL 34981-5058 |
| Document Number | 0047220981 |
|---|---|
| Date | Nov 17, 2021 |
| Book Page | 4722/981 |
| Instrument | 4953589 |
| Name | SEACOAST NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | STUART, FL 34995 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 05, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LUCIE FL |
| Property Address | 4351 WINDING PL, FORT PIERCE, FL 34981-5058 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0043671579 |
|---|---|
| Date | Jan 07, 2020 |
| Book Page | 4367/1579 |
| Instrument | 4660008 |
| Name | SEACOAST NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | STUART, FL 34995 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Dec 16, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: St. Lucie County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | St. Lucie County |
| Municipality | Fort Pierce City |
| Unified School District | St. Lucie County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $221,468 (-54%) | $483,800 (+0.48%) Land $134,500 Building $349,300 | |
| 2024 | $4,250.00 (+2.71%) | ||
| 2023 | $4,138.00 (+3.04%) Additional exemption filed | $481,500 (+137.34%) Land $130,500 Building $351,000 | $481,500 (+21.41%) Land $130,500 Building $351,000 |
| 2022 | $4,016.00 Homeowner's exemption | $202,873 | $396,600 Land $130,500 Building $266,100 |
Source: FEMA National Flood Hazard Layer, St. Lucie County (12111C), updated October 15, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121113814022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 78 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 78 in force |
| Nearby Flood Claims | 12 (2004–2017) |
| Claims Outside the SFHA | 5 of 12 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
| Wildfire Risk | Moderate above 46% of the US · lower than 83% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 85 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | FT. PIERCE UTILITIES AUTHORITY serves 58,000 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 12 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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