4330 Winding Pl, Fort Pierce, FL 34981 Property Records

St. Lucie County property record for 4330 Winding Pl, Fort Pierce, FL 34981

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,631 sqft · built 2004
Lot Size	0.412 acres (17,944 sqft)
Owner	2 Individual Names on Record
Last Sale	$390,000 (Jul 2020)
Tax Bill	$8,626 (2024)
Deeds & Mortgages	May 2026 Sale Jul 2020 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`2433-701-0043-000-1`

Property Details

APN / Parcel Number

Primary APN	`2433-701-0043-000-1`
Alternative APN	`139933`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,631 sqft Living Area
Gross Area	4,638 sqft
1st Floor Area	2,631 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Metal
Lot Area	17,944 sqft (0.412 acres)
Garage Type	Attached
Garage Area	504 sqft
Driveway	Concrete Driveway
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1,200 sqft
Porch	Screened Porch
Porch Area	303 sqft
Deck Area	Deck Area
Patio Area	969 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	139933
Street Address	4330 WINDING PL
City	FORT PIERCE
State	FL
Zip	34981-5058
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES SING F
Legal Description	WINDING CREEK LOT 40 (0.418 AC)
Legal Range	40E
Legal Township	35S
Legal Section	33
Legal Subdivision	WINDING CREEK
Legal Lot Number	40
Jurisdiction	ST LUCIE FL
Township / Civil Division	FORT PIERCE
Census Block Group	2
Census Block	2075
Census Tract	381402

Owner

Source: St. Lucie County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4330 WINDING PL, FORT PIERCE, FL 34981-5058
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
May 6, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jul 1, 2020	Warranty Deed, Transfer · Conventional Mortgage KELLER MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2020 · Amount on Record
Deed Sale	Jul 1, 2020 · Amount on Record
Prior Sale	Oct 2, 2015 · Amount on Record
Deed Document Number	20204724252
Deed Book / Page	4439 / 1564
Prior Transfer Date	Apr 8, 2015
Prior Transfer Doc	0038552325
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LUCIE FL
Recording Date	May 6, 2026
Property Address	4330 WINDING PL, FORT PIERCE, FL 34981-5058
Document Number	0054702187
Book / Page	5470 / 2187
Instrument Date	May 5, 2026
Instrument	20265617187
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	4330 WINDING PL, FORT PIERCE, FL 34981-5058

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LUCIE FL
Recording Date	Jul 1, 2020
Property Address	4330 WINDING PL, FORT PIERCE, FL 34981-5058
Document Number	0044391564
Book / Page	4439 / 1564
Map Reference	MB 36 PG 6,6A&6B
Instrument Date	Jun 26, 2020
Instrument	4724252
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	ST LUCIE TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,730.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4330 WINDING PL, 4330, FORT PIERCE, FL 34981-5058

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4330 WINDING PL, FORT PIERCE, FL 34981-5058

Mortgage

Document Number	0044391565
Date	Jul 1, 2020
Instrument	4439/1565

Lender

Name	KELLER MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: St. Lucie County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	St. Lucie County
Municipality	Fort Pierce City
Unified School District	St. Lucie County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$407,488 (-27.89%)	$552,200 (-2.28%) Land $137,800 Building $414,400
2024	$8,626.00 (+2.36%)
2023	$8,427.00 (+2.67%) Additional exemption filed	$565,100 (+51.39%) Land $133,600 Building $431,500	$565,100 (+21.87%) Land $133,600 Building $431,500
2022	$8,208.00 Homeowner's exemption	$373,272	$463,700 Land $133,600 Building $330,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 78 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	78 in force
Nearby Flood Claims	12 (2004–2017)
Claims Outside the SFHA	5 of 12
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 4 claims Hurricane Isaac, Aug 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FT. PIERCE UTILITIES AUTHORITY serves 58,000 people · EPA ID FL4560490
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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