4351 Downhill Trl, Hampstead, MD 21074 Property Records

Carroll County property record for 4351 Downhill Trl, Hampstead, MD 21074

Property Summary

Property Type	Townhouse
Details	1.5 ba · 1,216 sqft · built 1988
Lot Size	0.09 acres (3,941 sqft)
Owner	2 Individual Names on File
Last Sale	$258,000 (Apr 2021)
Tax Bill	$4,035 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-042276`

Property Details

APN / Parcel Number

Primary APN	`08-042276`
Alternative APNs	`8042276` `042276`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,216 sqft Total Area
Basement Area	323 sqft
Finished Basement	323 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	3,941 sqft (0.09 acres)
Deck Area	330 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	042276
Street Address	4351 DOWNHILL TRL
City	HAMPSTEAD
State	MD
Zip	21074-3115
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R-100
Legal Description	LT 127 - 3941 SF 4351 DOWNHILL TRL 29-22 ROBERTS FIELD PLT D SC 1
Legal Subdivision	ROBERTS FIELD SEC 01
Legal Lot Number	127
Jurisdiction	CARROLL MD
Township / Civil Division	8, HAMPSTEAD
Census Block Group	4
Census Block	4021
Census Tract	508103

Owner

4351 Downhill Trl, a townhouse, is owned and occupied by two individuals who bought it in April 2021.

Source: Carroll County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4351 DOWNHILL TRL, HAMPSTEAD, MD 21074-3115
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Apr 30, 2021	Special Warranty Deed, Transfer · FHA Mortgage RESIDENTIAL MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2021 · Amount on File
Deed Sale	Apr 30, 2021 · Amount on File
Prior Sale	Feb 4, 2016 · Amount on File
Deed Book / Page	10241 / 128
Prior Transfer Date	Jan 22, 2016
Prior Transfer Doc	0082180476
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Recording Date	Sep 14, 2026
Property Address	4351 DOWNHILL TRL, HAMPSTEAD, MD 21074-3115
Document Number	1186000103
Book / Page	11863 / 103
Instrument Date	Sep 4, 2026
Transaction Type	Mortgage
Record Updated	Sep 23, 2026
Title Company	ROCKET TITLE GROUP LLC, ROCKET CLOSE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4351 DOWNHILL TRL, HAMPSTEAD, MD 21074-3115

Mortgage

Document Number	1186000103,
Date	Sep 14, 2026
Book Page	11863/103

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

April 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CARROLL MD
Recording Date	Apr 30, 2021
Property Address	4351 DOWNHILL TRL, HAMPSTEAD, MD 21074-3115
Document Number	0102410128
Book / Page	10241 / 128
Map Reference	MB LWS 2922
Instrument Date	Sep 30, 2020
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	POWERHOUSE TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4351 DOWNHILL TRL, HAMPSTEAD, MD 21074-3115

Mortgage

Document Number	0010241134
Date	Apr 30, 2021
Instrument	10241/134

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	354 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 4351 Downhill Trl was $4,035, up 3.1% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Municipality	Hampstead Town
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,035.00 (+3.09%)	$299,767 (+3.08%)	$317,700 (+9.25%) Land $110,000 Building $207,700
2025	$3,914.00	$290,800 Land $90,000 Building $200,800	$290,800 Land $90,000 Building $200,800
2023	$3,223.00	$238,800	$290,800 Land $90,000 Building $200,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4351 Downhill Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4351 Downhill Trl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF HAMPSTEAD serves 6,600 people · EPA ID MD0060003
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 536 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Quantum Internet & Telephone.

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