4342 Downhill Trl, Hampstead, MD 21074 Property Records

Carroll County property record for 4342 Downhill Trl, Hampstead, MD 21074

Property Summary

Property Type	Townhouse
Details	1.5 ba · 1,216 sqft · built 1988
Lot Size	0.05 acres (2,161 sqft)
Owner	Individual Name on File
Last Sale	$102,670 (Jun 2019)
Tax Bill	$3,755 (2026)
Deeds & Mortgages	Nov 2020 Loan Modification Jun 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-042306`

Property Details

APN / Parcel Number

Primary APN	`08-042306`
Alternative APNs	`8042306` `042306`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,216 sqft Total Area
Basement Area	400 sqft
Finished Basement	400 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,161 sqft (0.05 acres)
Deck Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	042306
Street Address	4342 DOWNHILL TRL
City	HAMPSTEAD
State	MD
Zip	21074-3115
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R-100
Legal Description	LT 130 - 2161 SF 4342 DOWNHILL TRL 29-22 ROBERTS FIELD PLT D
Legal Subdivision	PLAT D OF ROBERTS FIELD
Legal Lot Number	130
Jurisdiction	CARROLL MD
Township / Civil Division	8, HAMPSTEAD
Census Block Group	4
Census Block	4021
Census Tract	508103

Owner

4342 Downhill Trl, a townhouse, is owned and occupied by an individual who bought it in June 2019.

Source: Carroll County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	4342 DOWNHILL TRL, HAMPSTEAD, MD 21074-3115
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2020	Loan Modification, Mortgage · FHA Mortgage M&T BK
Jun 21, 2019	Deed, Transfer · FHA Mortgage M & T BANK
Sep 11, 2018	Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 21, 2019 · Amount on File
Deed Sale	Jun 21, 2019 · Amount on File
Prior Sale	Sep 11, 2018 · Amount on File
Deed Book / Page	9325 / 529
Prior Transfer Date	May 24, 2019
Prior Transfer Doc	0093250529
Record Updated	Oct 29, 2026

November 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CARROLL MD
Property Address	4342 DOWNHILL TRL, HAMPSTEAD, MD 21074-3115
Document Number	0100210355
Instrument Date	Nov 4, 2020
Transaction Type	Mortgage
Record Updated	Jan 14, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4342 DOWNHILL TRL HAMPSTEAD MD 210743115, HAMPSTEAD, MD 21074-3115

Mortgage

Document Number	0100210355
Date	Dec 30, 2020
Book Page	010021/000355

Lender

Name	M&T BK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 29, 2050

Interest

Rate Type	Fixed Rate
Rate	3.12%

June 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Jun 21, 2019
Property Address	4342 DOWNHILL TRL, HAMPSTEAD, MD 21074-3115
Document Number	0093250529
Book / Page	9325 / 0529
Map Reference	MB LWS29 FO 22
Instrument Date	May 24, 2019
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	LAFAYETT SETMNT SERVCES SVCS

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	4342 DOWNHILL TRL, HAMPSTEAD, MD 21074-3115

Mortgage

Document Number	0009325535
Date	Jun 21, 2019
Instrument	9325/535

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2049

September 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Sep 11, 2018
Property Address	4342 DOWNHILL TRL, HAMPSTEAD, MD 21074-3115
Document Number	0091150271
Book / Page	9115 / 0271
Map Reference	MB LWS29 FO22
Instrument Date	Aug 30, 2018
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	ENDEAVOR TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4342 DOWNHILL TRL, HAMPSTEAD, MD 21074-3115

Mortgage

Document Number	0009115276
Date	Sep 11, 2018
Instrument	9115/276

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 4342 Downhill Trl was $3,755, up 5.7% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Municipality	Hampstead Town
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,755.00 (+5.66%)	$278,867 (+5.67%)	$308,800 (+17.01%) Land $110,000 Building $198,800
2025	$3,554.00	$263,900 Land $90,000 Building $173,900	$263,900 Land $90,000 Building $173,900
2023	$3,112.00	$230,567	$263,900 Land $90,000 Building $173,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4342 Downhill Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4342 Downhill Trl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF HAMPSTEAD serves 6,600 people · EPA ID MD0060003
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 536 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Quantum Internet & Telephone.

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