4350 Palm St, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 4350 Palm St, Saint Augustine, FL 32084

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,684 sqft · built 2003
Lot Size0.3 acres (13,068 sqft)
Owner2 Individual Names on Record
Last Sale$815,000 (Nov 2023)
Tax Bill$6,668 (2025)
Deeds & MortgagesNov 2023 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN145209-0020

Property Details

APN / Parcel Number

Primary APN145209-0020

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,684 sqft Living Area
Gross Area3,212 sqft
1st Floor Area2,684 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2008
Exterior MaterialConcrete
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area13,068 sqft (0.3 acres)
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area574 sqft
Patio Area248 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address4350 PALM ST
CitySAINT AUGUSTINE
StateFL
Zip32084-7303
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS3
Legal Description40/102-105 VILANO OAKS LOT 2
Legal Range30E
Legal Township06S
Legal Section29
Legal SubdivisionVILANO OAKS
Legal Block1
Legal Lot Number2
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group1
Census Block1010
Census Tract20604

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4350 PALM ST, SAINT AUGUSTINE, FL 32084-7303
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 30, 2023 · Amount on Record
Deed SaleNov 30, 2023 · Amount on Record
Prior SaleMar 31, 2003 · Amount on Record
Deed Document Number202393392
Deed Book / Page5864 / 535
Record UpdatedSep 20, 2026

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateNov 30, 2023
Property Address4350 PALM ST, SAINT AUGUSTINE, FL 32084-7303
Document Number0058640535
Book / Page5864 / 535
Map ReferenceMB 40 PG 102-105
Instrument DateNov 30, 2023
Instrument2023093392
Transaction TypeTransfer
Record UpdatedDec 14, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,705.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address286 HIDDEN SPRING LN, LANGHORNE, PA 19047-2327

Transferred To (Grantee/Buyer)

NameVerified Name
Address4350 PALM ST, ST AUGUSTINE, FL 32084-7303

Mortgage

Document Number0005864537
DateNov 30, 2023
Instrument5864/537
Lender
NamePATRIOT HOME MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2053

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$520,832$689,101 (+5.21%) Land $320,000 Building $369,101
2025$6,668.00 (+11.77%)
2024$5,966.00 (-20.29%)
2023$7,485.00 (+15.19%)$654,989 (+24.01%)$654,989 (+24.01%) Land $290,000 Building $364,989
2022$6,498.00$528,163$528,163 Land $257,600 Building $270,563

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 397 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies685 units insured
incl. 288 condo units
Nearby Flood Claims25 (2016–2025)
Claims Outside the SFHA3 of 25
Most Recent ClaimAug 2025 · rainfall accumulation
Claims by Event
  • Hurricane Ian, Sep 2022 · 5 claims
  • Hurricane Irma, Sep 2017 · 3 claims
  • Hurricane Matthew, Oct 2016 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-NORTH BEACH UTILITIES
public/private · serves 4,200 people · EPA ID FL2550812
Water SourceGroundwater
Last State InspectionJun 2025
Also Mapped HereSJCU-CR214 MAINLAND WTP
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on Palm St

Nearby Streets

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