4340 Palm St, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 4340 Palm St, Saint Augustine, FL 32084

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,307 sqft · built 2003
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Last Sale	$569,000 (Oct 2019)
Tax Bill	$7,071 (2025)
Deeds & Mortgages	Sep 2020 Transfer Oct 2019 Sale
Flood Zone	Zone X (moderate risk)
APN	`145209-0010`

Property Details

APN / Parcel Number

Primary APN	`145209-0010`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Stories	1 Story
Building Area	3,307 sqft Living Area
Gross Area	4,200 sqft
1st Floor Area	2,014 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Attached
Garage Area	693 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	480 sqft
Porch	Finished Screened Porch
Porch Area	266 sqft
Deck Area	Deck Area
Patio Area	520 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4340 PALM ST
City	SAINT AUGUSTINE
State	FL
Zip	32084-7303
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS3
Legal Description	40/102-105 VILANO OAKS LOT 1 OR4808/832 & 5033/870 & 6240/82 (H/R)
Legal Range	30E
Legal Township	06S
Legal Section	29
Legal Subdivision	VILANO OAKS
Legal Block	1
Legal Lot Number	1
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1010
Census Tract	20604

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4340 PALM ST, SAINT AUGUSTINE, FL 32084-7303
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 4, 2019	Warranty Deed, Transfer ESTATE TITLE/STATE AUGUSTINE INC, ESTATE TITLE/ST AUGUSTINE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2019 · Amount on Record
Deed Sale	Oct 4, 2019 · Amount on Record
Prior Sale	May 8, 2013 · Amount on Record
Deed Document Number	201974277
Deed Book / Page	4808 / 832
Last Transfer Date	Sep 2, 2020
Transfer Doc	0050330870
Record Updated	Sep 20, 2026

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOHNS FL
Recording Date	Sep 3, 2020
Property Address	4340 PALM ST, SAINT AUGUSTINE, FL 32084-7303
Document Number	0050330870
Book / Page	005033 / 000870
Instrument Date	Sep 2, 2020
Instrument	74674
Transaction Type	Transfer
Record Updated	Oct 8, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4340 PALM ST ST AUGUSTINE FL 320847303, ST AUGUSTINE, FL 32084-7303

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Oct 4, 2019
Property Address	4340 PALM ST, SAINT AUGUSTINE, FL 32084-7303
Document Number	0048080832
Book / Page	004808 / 000832
Instrument Date	Sep 27, 2019
Instrument	74277
Transaction Type	Transfer
Record Updated	Oct 21, 2019
Title Company	ESTATE TITLE/STATE AUGUSTINE INC, ESTATE TITLE/ST AUGUSTINE INC

Transaction

Amount	Amount Recorded
Tax	$3,983.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4340 PALM ST ST AUGUSTINE FL 320847303, ST AUGUSTINE, FL 32084-7303

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$551,447 (+2.7%)	$733,073 (-2.77%) Land $320,000 Building $413,073
2025	$7,071.00 (+11.69%) Homeowner's exemption	$536,949 (+5.99%)	$753,985 (+2.24%) Land $290,000 Building $463,985
2024	$6,331.00 (+1.92%)
2023	$6,212.00 (+2.61%) Homeowner's exemption	$506,617 (+3%)	$737,494 (+24.97%) Land $290,000 Building $447,494
2022	$6,054.00 Homeowner's exemption	$491,861	$590,146 Land $257,600 Building $332,546

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 397 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	685 units insured incl. 288 condo units
Nearby Flood Claims	25 (2016–2025)
Claims Outside the SFHA	3 of 25
Most Recent Claim	Aug 2025 · rainfall accumulation
Claims by Event	Hurricane Ian, Sep 2022 · 5 claims Hurricane Irma, Sep 2017 · 3 claims Hurricane Matthew, Oct 2016 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-NORTH BEACH UTILITIES public/private · serves 4,200 people · EPA ID FL2550812
Water Source	Groundwater
Last State Inspection	Jun 2025
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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